�»����գ�2014����ȱ���

��Ȉ��

2014��

New China Life Insurance Company Ltd.

���A�ˉ۱��U�ɷ����޹�˾

(����A���񹲺͇��]�Գ����Ĺɷ����޹�˾)

�ɷݴ�̖ : 601336

2 New China Life Insurance Company Ltd. 2014 Annual Report

1.

2. 2015 3 25 2014

14 13 DACEY John Robert

3. A H 2014 0.21 6.55

2014 10.16%

4. 2014

5. 2014

6.

2014 1

3

5

7

9

16

39

49

56

74

96

102

107

108

119

120

2 2014

2014 3

2008 8 7 2

2013 2 1 2013 2013 2 7

571

4 2014

NEW CHINA LIFE INSURANCE COMPANY LTD.

NCI

86-10-85213233

86-10-85213219

ir@newchinalife.com

12 13

852-35898678

852-35898555

mandy.mok@tmf-group.com

1 36

1

102100

12

100022

1 36

http://www.newchinalife.com

ir@newchinalife.com

3,119,546,600

2014 5

95567

A

A http://www.sse.com.cn

H http://www.hkexnews.hk

A

A

A 601336

A

166 36

H

H

H 1336

H

183 17 1712-1716

1996 9 28

110000009900854

110229100023875

10002387-5

1 16

1 22

A

12 6

H

3A 18

6 2014

2014 2013 2012

143,187 129,594 10.5% 116,921

109,868 103,640 6.0% 97,719

6,406 4,422 44.9% 2,933

6,010 4,500 33.6% 2,917

25,052 56,205 -55.4% 54,252

2014 2013 2012

643,709 565,849 13.8% 493,693

48,359 39,312 23.0% 35,870

2014 2013 2012

2.05 1.42 44.4% 0.94

2.05 1.42 44.4% 0.94

1.93 1.44 34.0% 0.94

14.63% 11.76% 2.87 8.69%

13.72% 11.97% 1.75 8.64%

8.03 18.01 -55.4% 17.39

2014 2013 2012

15.50 12.60 23.0% 11.50

2014 7

2014

(5)

396

5

�C

396

2014 2013 2012

2014 2013 2012

(1)

625,718 549,596 13.9% 479,189

(2)

5.8% 5.2% 0.6 3.3%

109,271 103,182 5.9% 97,589

5.9% 5.7% 0.2 2.4%

16,942 8,925 89.8% 6,908

(3)

9.2% 6.2% 3.0 4.7%

1.

2.

3. +

2014

2014 12 31

8 2014

5

7

30%

1

2014 1,099

441 49 16.0%

64 44.9% 5.8% 0.6

2011

2014 2014

226.53%

89%

376% 2014 A

52.87% A 116.61% H

1.

2014 9

1.28% H 50.58% 2014

2011 12 13

2014 3

2

2.

3. IT

10 2014

12 2014

2014 PAD

PAD

E 2014

E 7.6 2.5

IT E 10 2014

E 5

93%

6

48% E 113.6 52.5

4

2015 1 E

98% E 77.5% E

IT

4.

5. E E E

6. E E

2014 11

2014

289

7

12

PC

7. 2013

12 2014

8

9

100

online offline

8.

9.

2014 13

O2O10

2015 3 25

10. O2O: Online to Offline

14 2014

2014 1 2013

2014 1

2014 1 2013

2013

2014 3 2014

2014 4

2014 5

2014 6 (World Brand Lab) 2014 500

91 100

2014 7 2014

2014 8 top10

2014 12 2014

2014 12 2014 2014

CEO 2014

2014 12 2014

CEO

2014 12

TOP10

2014 12 2014

2014 12

2014 15

12 31 12 2014 2013

109,868 103,640 6.0%

(1)

32,323 24,734 30.7%

6,406 4,422 44.9%

4,912 4,236 16.0%

(2)

8.7% 9.6% 0.9

13 (3)

86.43% 89.19% 2.76

25 (4)

84.21% 85.59% 1.38

12 31 2014 2013

643,709 565,849 13.8%

48,364 39,318 23.0%

625,718 549,596 13.9%

48,359 39,312 23.0%

85,260 64,407 32.4%

(5)

26,147 25,485 2.6%

64 62 3.2%

16 2014

1. = + + +

+ +

2.

3. 13 13

4. 25 25

5.

2014

2014

2014

2014 49.12 16.0% 2014 1,098.68

6.0%

27.4% 64.1%

CRM E CRM E

IT

2014 17

1

2014 2013

108,424 102,214 6.1%

47,292 42,792 10.5%

9,171 7,200 27.4%

7,258 5,909 22.8%

1,913 1,291 48.1%

38,120 35,592 7.1%

(1)

53,434 53,336 0.2%

31,226 23,174 34.7%

2,766 3,090 -10.5%

28,460 20,083 41.7%

22,208 30,162 -26.4%

(2)

7,698 6,086 26.5%

2,302 1,403 64.1%

1,911 1,265 51.1%

391 138 182.7%

5,397 4,683 15.2%

1,444 1,426 1.3%

109,868 103,640 6.0%

1.

2.

3.

18 2014

(1)

2014 472.92

10.5% 91.71 27.4%

381.20 7.1%

2014

2014

(1) (2)

2014 12 31 17.5

7.4 10% 3.4 30%

2014 12 31

7.7%

2014

72.58 22.8% 61.39

22.7% 12.39 279.2%

35.81 84.2%

21 53%

2014 534.34 0.2%

312.26 34.7% 222.08 26.4%

2014

2014 12 31

2.1% 1.5% 28.1% 23.5%

2014 12 31 3,737 21.6%

1

2 2,000

2014 19

2014 76.98 26.5%

23.02 64.1% 53.97 15.2%

14.08 52.79%

2014

2014 12 31 32 85%

2014 12 31 3.1

28.4% (1)

6

(2)

2014 14.44 1.3%

2

2014 2013

109,868 103,640 6.0%

31,331 14,351 118.3%

30,669 13,798 122.3%

662 553 19.7%

(1)

66,128 80,377 -17.7%

7,049 14,984 -53.0%

59,079 65,393 -9.7%

39 39 -0.3%

�C (2)

�C (2)

�C

39 39 -0.3%

�C (2) �C (2) -14.0%

�C (2) �C (2) �C

�C (2)

�C (2)

-14.0%

11,175 7,633 46.4%

5,238 3,147 66.5%

5,937 4,486 32.3%

1,195 1,240 -3.7%

1,149 1,200 -4.2%

46 40 13.1%

1 = *100% 210

20 2014

1.

2. 500,000

3.

2014 1,098.68 6.0%

313.31 118.3%

111.75 46.4% 2.8

661.28 60.2% 17.4

12.34 1.1%

3

12 31 12 2014 2013

109,868 103,640 6.0%

23,528 21,628 8.8%

22,316 21,827 2.2%

20,893 19,571 6.8%

16,273 13,998 16.2%

26,858 26,616 0.9%

2013

2014 75.6%

2014 21

2014

2014

2014 37.14

2014

2014 12 1,214.33 2014 526.90

49.0%

78.16%

90.4%

AAA 95.58% AA 99.95%

65.27%

22 2014

1

12 31 2014 2013

(1)

625,718 549,596 13.9%

(2)

167,297 163,137 2.6%

345,518 305,558 13.1%

237,403 245,438 -3.3%

59,475 25,641 132.0%

(3)

24,823 4,380 466.7%

20,000 20,000 0.0%

(4)

3,817 10,099 -62.2%

70,553 41,589 69.6%

22,309 13,067 70.7%

(5)

34,141 19,118 78.6%

10,150 9,404 7.9%

(6)

3,953 �C

(2)

14,503 18,570 -21.9%

(7)

27,847 20,742 34.3%

8,677 2,439 255.8%

175,502 127,895 37.2%

175,997 183,008 -3.8%

(8)

255,392 226,850 12.6%

10,150 9,404 7.9%

1.

2.

3.

4.

5.

6.

7.

8.

2014 23

6,257.18 13.9%

1,672.97 26.7% 3.0

3,455.18 55.2%

11.3% 3.7

2.3% 1.1

4.5% 0.7

4.7

2

12 31 12 2014 2013

220 81 171.6%

8,611 8,835 -2.5%

17,789 12,616 41.0%

(1)

1,635 1,630 0.3%

(2)

782 411 90.3%

(3)

29,037 23,573 23.2%

3,714 2,414 53.9%

324 (31)

(1,023) (1,318) -22.4%

(1)

271 96 182.3%

(4)

32,323 24,734 30.7%

(5)

5.2% 5.0% 0.2

(5)

5.8% 5.2% 0.6

1.

2.

3.

24 2014

4. = + + + +

5. =

323.23 30.7% 5.8% 0.6

290.37 23.2% 5.2% 0.2

30.15 10.65

3

(1)

(%)

1 03366X 128.84 40.00 127.80 16.30 3.26

2 601628 55.36 2.85 97.43 12.43 55.17

3 113501 76.43 0.77 96.98 12.37 28.55

4 600153 43.81 7.93 80.77 10.30 39.28

5 600436 48.07 0.56 49.08 6.26 1.01

6 000333 37.18 1.78 48.77 6.22 13.85

7 600686 49.72 3.91 46.60 5.95 -3.12

8 002292 37.87 1.25 36.87 4.70 -1.00

9 002236 38.81 1.65 36.21 4.62 1.26

10 600276 18.14 0.63 23.68 3.02 1.92

134.69 139.76 17.83 5.26

202.16

668.92 783.95 100.00 347.60

1.

2.

3.

2014 25

(2)

(%) (%)

601989X 848.00 0.29 1.10 1,859.54 21.24 1,036.39

600705X 631.70 0.45 2.22 1,479.80 11.17 861.72

000333 967.88 0.45 1.16 1,341.67 21.14 333.40

601318 802.65 0.17 0.18 1,174.30 53.68 359.35

000651 726.49 0.54 0.80 895.43 51.80 114.53

002415 661.01 0.00 0.86 775.43 �C 114.42

000423 744.21 1.07 2.92 711.64 8.69 -4.00

000002 A 543.11 0.71 0.46 700.59 -109.25 459.32

600690 619.56 0.09 1.14 645.87 10.84 23.58

600153 378.62 1.51 1.95 563.87 18.72 203.42

20,613.93 23,338.42 2,190.76 3,147.82

27,537.16 33,486.56 2,278.79 6,649.95

1.

2.

3. 245.39

4.

(3)

(4)

2,611.54 28,563.45

2,085.75 2,818.78

26 2014

1

2014 2013

12 31 12 31

(1)

8,469 2,376 256.4%

51 79 -35.4%

86 43 100.0%

(1)

3,618 2,517 43.7%

14,903 8,841 68.6%

169,109 165,231 2.3%

175,502 127,895 37.2%

175,997 183,008 -3.8%

45,745 24,401 87.5%

1,713 629 172.3%

36 1,040 -96.5%

255 237 7.6%

(1)

48,225 49,552 -2.7%

643,709 565,849 13.8%

1.

2013 256.4%

2013 35.4%

2013 100.0%

2013 43.7%

2014 27

2013 68.6%

2013 2.3%

2013 37.2%

2013 3.8%

2013 87.5%

2013 172.3%

2013 96.5% 2014

28 2014

2

2014 2013

12 31 12 31

480,100 426,881 12.5%

1,132 967 17.1%

562 520 8.1%

452,805 403,348 12.3%

25,601 22,046 16.1%

59,234 52,211 13.5%

27,965 25,701 8.8%

2,246 432 419.9%

252 363 -30.6%

1,301 959 35.7%

29 458 -93.7%

17 �C

559 328 70.4%

23,642 19,198 23.1%

595,345 526,531 13.1%

2013 12.5%

2013 13.5%

2013 8.8%

2013 419.9%

2013 30.6%

2014 29

2013 35.7%

2013 93.7% 2014

0.17 2014

2013 70.4%

3

483.59 2013 23.0%

1

2014 2013

109,271 103,182 5.9%

109,868 103,640 6.0%

(404) (293) 37.9%

(193) (165) 17.0%

33,022 26,087 26.6%

324 (31) -1145.2%

30 (299) -110.0%

540 655 -17.6%

143,187 129,594 10.5%

6.0%

30 2014

37.9%

26.6%

3.24 0.31

0.30 2.99

2

2014 2013

(49,026) (28,795) 70.3%

(17,121) (9,255) 85.0%

179 330 -45.8%

(46,155) (65,913) -30.0%

106 (108)

(235) (113) 108.0%

(7,613) (6,195) 22.9%

(11,451) (10,097) 13.4%

116 120 -3.3%

(3,572) (3,188) 12.0%

(1,024) (1,310) -21.8%

(135,796) (124,524) 9.1%

70.3%

2014 31

1

89.8%

2

30.0%

108.0%

22.9%

13.4%

12.0%

21.8%

3

13.75 157.0%

4

64.06 44.9%

5

31.07 2013 9.80

1 =

2 =

32 2014

2014 2013

25,052 56,205 -55.4%

(38,544) (57,118) -32.5%

9,414 (5,525)

1

2014 2013 250.52 562.05

2014 2013

1,117.20 1,035.28

2014 2013 885.81 554.90

2014 2013

658.48 378.80

2

2014 2013 385.44 571.18 2014

2013 2,334.51 2,147.68

2014 2013 2,719.95 2,718.86

3

2014 2013 94.14 55.25 2014

2013 45,373.68 48,157.40

2014 2013 45,279.54 48,212.65

2014 33

4

145.03

1,672.97

3,473.37

604.03

2014 2013

12 31 12 31

51,541 34,782

22,753 20,502

28,788 14,280

226.53% 169.66%

2014 2013

12 31 12 31

92.5% 93.1%

34 2014

(1)

2,439 8,677 6,238 324

(2)

127,895 175,502 47,607 (1,023)

130,334 184,179 53,845 (699)

1

2.

(1)

12 31 12 2014 2013

304 198

88 86

(2)

12 9

404 293

1. 2015 2 10

2.

2014 35

5

1 19,641 471

2 C 12,145 7

3 8,056 291

4 7,443 268

5 4,673 38

2014 12 31

500 99.4% 973 759 107

99.64% 90 63 22

50

632 100% 574 548 3

5 100% 6 3 0 (9)

(1)

562 100% 580 506 (27)

15 100% 16 16 0 (9)

(2)

10 95% 10 10 0 (9)

500 100% 470 383 (90)

36 2014

(3)

20 100% 27 3 (6)

X

(3)

20 100% 24 (1) (8)

(4)

100 100% 90 86 (14)

(5)

8 100% 174 8 0 (9)

(6)

760 100% 535 535 (1)

(7)

10 100% 10 10 0 (9)

(8)

20 100% 436 54 4

2,500 24% 4,227 2,804 (6)

30% 62 46 3

4

1.

35,022.0 2014

19,667.3 2014 4

2. 2014 2014

3.

100% 100%

4. 2014 3 100%

5. 2014 5 100%

6. 2014 5 100% 7.60 2014 12 31 5.35

2014 37

7. 2014 7 100%

8. 2014 9 100%

9. 0 500,000

10. 2011 2013 2014 8 25

2015 GDP

2015

38 2014

1.7

1.7

( )

2014 39

2013 8 27 2013 12 23

2013

2013 2014

2013 8 28

2014 3 26 2014 5 20 2013

2015 2013 2014

2014

2015

30 2015

50

30 2013 2014

2014 3 27

2014 12 31

1

2013 2014 2015

30

2013 2014 2013 12 23

2013

2015

2013 2014 2014

40 2014

2

2013 2014

2015

50 30

2013 2014

2013 12 23 2013

2015

2013 2014

2014

4,960.26

0.28%

10% 10%

5%

2014 2 14

2014 41

2014 2 14

2014 12 16 2014

12 10

2012 8 10

2014 12 16

2014 12 19

2014 5 20 2013 2014

2014 2014

2014 1 23 2014 5 21

2013

2014 2014

2014 2013

1,008.5

2014

2014 135

5%

5%

42 2014

2014

2014 5 20 2013

2014 5 50

2015 2014

2014

2014 5 20 2013

5 50

[2014]800 10

40 6

2014 40

2014 11 21

2014 4 3 A

2014 12 12

3 40

165,000,000 A A H 5.29%

14 EB

2014 12 17

A

129.68

2014 43

1

2013 3 18

2013 12 25

5.75

2014 5 13

2

44 2014

2014/1/4 http://www.sse.com.cn

http://www.hkexnews.hk

2014/1/15 http://www.sse.com.cn

http://www.hkexnews.hk

2014/1/16 http://www.sse.com.cn

http://www.hkexnews.hk

2014/1/23 http://www.sse.com.cn

http://www.hkexnews.hk

2014/1/23 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/1/28 http://www.sse.com.cn

http://www.hkexnews.hk

2014/2/14 http://www.sse.com.cn

http://www.hkexnews.hk

2014/2/18 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/13 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/3/13 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014 45

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/3/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/4/1 http://www.sse.com.cn

http://www.hkexnews.hk

2014/4/4 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/4/5 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/4/5 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/4/16 http://www.sse.com.cn

http://www.hkexnews.hk

2014/4/16 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/4/30 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/4/30 http://www.sse.com.cn

http://www.hkexnews.hk

2014/4/30 http://www.sse.com.cn

http://www.hkexnews.hk

2014/4/30 http://www.sse.com.cn

http://www.hkexnews.hk

2014/4/30 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/5/10 http://www.sse.com.cn

http://www.hkexnews.hk

2014/5/15 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/5/21 http://www.sse.com.cn

http://www.hkexnews.hk

2013 2014/5/21 http://www.sse.com.cn

2014/6/13 http://www.sse.com.cn

http://www.hkexnews.hk

46 2014

2013 2014/7/8 http://www.sse.com.cn

http://www.hkexnews.hk

2014/7/12 http://www.sse.com.cn

http://www.hkexnews.hk

2014/7/17 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/7/26 http://www.sse.com.cn

http://www.hkexnews.hk

2014/7/26 http://www.sse.com.cn

http://www.hkexnews.hk

2014/8/9 http://www.sse.com.cn

http://www.hkexnews.hk

2014/8/13 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/8/14 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/8/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/8/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/8/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/8/27 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/8/27 http://www.sse.com.cn

http://www.hkexnews.hk

2014/9/2 http://www.sse.com.cn

http://www.hkexnews.hk

2014/9/12 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/9/13 http://www.sse.com.cn

http://www.hkexnews.hk

2014/9/24 http://www.sse.com.cn

http://www.hkexnews.hk

2014/9/30 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/10/14 http://www.sse.com.cn

http://www.hkexnews.hk

2014/10/14 http://www.sse.com.cn

http://www.hkexnews.hk

2014/10/17 http://www.sse.com.cn

http://www.hkexnews.hk

2014 47

2014 2014/10/24 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/10/25 http://www.sse.com.cn

http://www.hkexnews.hk

2014/10/25 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/10/29 http://www.sse.com.cn

http://www.hkexnews.hk

2014 2014/10/29 http://www.sse.com.cn

2014/11/18 http://www.sse.com.cn

http://www.hkexnews.hk

2014/11/21 http://www.sse.com.cn

http://www.hkexnews.hk

2014/11/29 http://www.sse.com.cn

http://www.hkexnews.hk

H 2014/12/04 http://www.sse.com.cn

http://www.hkexnews.hk

2014/12/10 http://www.sse.com.cn

http://www.hkexnews.hk

2014/12/10 http://www.sse.com.cn

http://www.hkexnews.hk

2014/12/10 http://www.sse.com.cn

http://www.hkexnews.hk

2014/12/13 http://www.sse.com.cn

http://www.hkexnews.hk

2014/12/17 http://www.sse.com.cn

A http://www.hkexnews.hk

2014/12/19 http://www.sse.com.cn

http://www.hkexnews.hk

48 2014

2014 12 31

2013 12 31 2014 12 31

1 984,858,568 31.57% �C �C �C -984,858,568 -984,858,568 �C �C

2 �C �C �C �C �C �C �C �C �C

3 �C �C �C �C �C �C �C �C �C

�C �C �C �C �C �C �C �C �C

�C �C �C �C �C �C �C �C �C

4 �C �C �C �C �C �C �C �C �C

�C �C �C �C �C �C �C �C �C

�C �C �C �C �C �C �C �C �C

984,858,568 31.57% �C �C �C -984,858,568 -984,858,568 �C �C

1 1,100,580,772 35.28% �C �C �C 984,858,568 984,858,568 2,085,439,340 66.85%

2 �C �C �C �C �C �C �C �C �C

3 H 1,034,107,260 33.15% �C �C �C �C �C 1,034,107,260 33.15%

4 �C �C �C �C �C �C �C �C �C

2,134,688,032 68.43% �C �C �C 984,858,568 984,858,568 3,119,546,600 100.00%

3,119,546,600 100.00% �C �C �C �C �C 3,119,546,600 100.00%

2014 12 16 2014 12 10

2014 49

1 974,173,154 -974,173,154 0 2014-12-16

2 10,685,414 -10,685,414 0 2014-12-16

984,858,568 -984,858,568 0

1

2

50 2014

36,052 A 35,424 H 628

(%) (+,-)

HKSCC Nominees Limited 32.62 1,017,670,577 +19,591,263 �C �C H

(2)

31.34 977,530,534 �C �C �C A

(3)

15.11 471,212,186 �C �C 165,000,000 A

1.16 36,172,552 -44,681,106 �C �C A

1.01 31,431,356 +31,431,356 �C �C A

0.72 22,400,000 -3,600,000 �C �C A

0.68 21,303,447 -14,862,709 �C �C A

0.64 20,000,000 -19,143,368 �C �C A

0.42 13,088,379 +13,088,379 �C �C A

0.24 7,591,355 +7,591,355 �C �C A

1.

2.

1. A H

2. HKSCC Nominees Limited

HKSCC Nominees Limited

3. 2014 12 12 A 2014

165,000,000 A

14 EB 2014 12 17

A

2015 3 19 47,972 A 47,351 H 621

2014 51

2003 12

8,282.09 1

71093296-1 2013 12 31 265,037,361.30

13,599,354.85 251,438,006.45 2013 45,015,073.88 2013

4,174,376.14

(1)

1 35.12%

2 40.28%

3 65.52%

4 57.26%

5 41.24%

6 31.34%

1.

2. 2015 1 26

000166 25.03%

52 2014

10% 10%

1992 1 1

52,791,101,000 370

13220082-1

2014 12 31 10% 10%

2014 12 31 10% 10%

31.34% 15.11%

2014 53

2014 12 31 471,212,186 A

15.11% A 22.60%

2014 12 31

XV 2 3

336

A H

% % %

1 A 974,347,488 31.23 46.72 �C

2 Norges Bank H 61,943,800 1.99 �C 5.99

3 Swiss Re Ltd H 152,857,800 4.90 �C 14.78

3

4 Overseas-Chinese H 103,538,600 3.32 �C 10.01

Banking Corporation Limited 4

5 Great Eastern Holdings Limited H 103,538,600 3.32 �C 10.01

4

6 The Great Eastern Life H 63,158,500 2.02 �C 6.11

Assurance Company Limited 4

7 H 72,462,000 2.32 �C 7.01

5

8 Fosun International Holdings Ltd. H 72,462,000 2.32 �C 7.01

5

9 H 49,792,800 1.60 �C 4.82

22,669,200 0.73 �C 2.19

5

10 H 72,462,000 2.32 �C 7.01

5

11 BlackRock, Inc. H 64,851,026 2.08 �C 6.27

6

(1) (www.hkexnews.hk)

(2) 336

(3) Swiss Re Ltd

54 2014

(4) Overseas-Chinese Banking Corporation Limited Great Eastern Holdings Limited Great Eastern Holdings Limited

103,538,600 H Great Eastern Holdings Limited The Great Eastern Life Assurance Company Limited The Overseas

Assurance Corporation Limited The Great Eastern Trust Private Limited The Great Eastern Life Assurance Company Limited The

Overseas Assurance Corporation Limited The Great Eastern Trust Private Limited 63,158,500 H 9,318,500 H 31,061,600 H

(5) Fosun International Holdings Ltd.

(6) BlackRock, Inc.

2014 12 31

336

2014 55

1948 7 2013 2 312.89 208.20

1958 4 2014 11 113.10 71.05

1965 1 2013 2 �C �C

1955 11 2013 2 �C �C

1969 6 2013 2 �C �C

1971 2 2014 7 �C �C

1973 5 2014 7 �C �C

DACEY John Robert 1960 5 2014 8 �C �C

CAMPBELL Robert David 1954 8 2013 2 25.20 4.80

1954 11 2013 2 21.00 4.00

1949 5 2013 2 21.00 4.00

1965 12 2013 2 21.00 4.00

1954 6 2013 2 25.20 4.80

1951 6 2013 2 21.00 4.00

1959 4 2013 2 �C �C

2014 1

CHEN Johnny 1959 10 2013 2 �C �C

2014 1

ZHAO John Huan 1963 1 2013 2 �C �C

2015 3

2014 9 2014 12

56 2014

1959 4 2014 7 �C �C

1971 2 2013 2 �C �C

1959 3 2013 2 �C �C

1976 2 2013 3 �C �C

1960 4 2013 2 143.54 65.68

1958 4 2013 2 87.51 25.84

1962 6 2013 2 56.75 14.08

1960 2 2013 2 81.64 52.33

2014 4

2014 1 2014 4

2014 57

1948 7 2013 2 312.89 208.20

1958 4 2014 10 113.10 71.05

1956 3 2001 4 293.68 200.98

1959 9 2004 12 287.76 180.22

1959 12 2011 7 265.50 177.93

2010 4

1963 2 2013 2 240.42 143.15

2010 4

1970 10 2013 2 198.30 106.89

2010 9

1972 4 2011 7 208.69 118.91

1967 4 2011 7 198.89 107.37

1971 2 2013 2 202.13 113.35

2011 7

2013 2

2013 10

1961 1 2013 2 189.01 102.44

1962 8 2013 2 203.46 113.91

1971 4 2013 2 200.85 110.44

1964 12 2013 2 200.72 112.60

1964 9 2013 2 149.75 79.78

2014 11

2011 11

2014 11

1. 2014 9 2014 12

2. 2014 1 2014 11

58 2014

66

2009 12 2013 2 2010

1 2005 2009

000001 2001 2005

1994 2000

1990 1994 1987 1990

1984 1987 1998 5 2014 2

00171 1982

1984

56

2014 10 2014 11 2015 2

2003 8 2014 8

LFC 601628

02628 2007 9

2014 8 1999 3 2003 8

1997 6 1999 3

1994 4 1997 6 1989

1 1994 4 1982 8 1989 1

1982 2001 2003

50

2009 12

2012 2 2012 4

2009 10 2012 2 2007 9 2009

10 2005 10 2008 12

601398 01398 2006 5 2007 9

2002 1 2005 10 2001 1

2002 1 1995 2001

1995 1997 1992 1995 1984

1992

2014 59

59

2009 12

01045 2007

12 2011 1 2006 12 2007 12

2004 5 2006 12 2000 5 2004

5 1997 11 2000 5

1994 9 1997 11 1985 9 1988 1

1994

45

2010 10 2009 12

2010 11 2003 7 2009 12

1998 9 2003 7

1995 1 1998 9 1999

2009

44

2014 7

600019

2011 3 2013 8 2006 5 2011 3

2001 3 2006 5

1998 10 2001 3

1993 7 1998 10

(CPA) (CIA)

1993 2004

2008

41

2014 7

600030 06030

1998 2008

LFC 601628 02628

1995 1998 1995

2006

60 2014

DACEY John Robert 54

DACEY John Robert 2014 8 DACEY

Admin Re DACEY DACEY

2007 2012 (AXA)

2005 2007 (Winterthur Insurance) 2000 2004

1998 2000 1990 1998

(McKinsey & Company) 1986 1990

DACEY 2007 2011 AXA

DACEY 1982 1986

CAMPBELL Robert David 60

CAMPBELL Robert David 2009 12 Campbell 30

2010 1 Campbell

2008 6 PricewaterhouseCoopers LLP Campbell

PricewaterhouseCoopers 2009 12 Campbell 2004 2008 6

PricewaterhouseCoopers LLP 2003 2008 6

1997 2003 PricewaterhouseCoopers 1976 1997

Campbell Bacon & Woodrow Campbell

1976

60

2009 12 2009

2 2010 4 2004 12 2009 1

2006 11 2007 10 2000

6 2003 12 1997 2000

1993 2 1996 12 1985 7 1993 2

1985

2014 61

65

2009 12 2009

5 1998 5 2003 5

1995 2 1997 3 1989 7 1993 3

1985 10 1987 8 1982 8 1983 3

(FMLI) 1989

49

2009 12 2000 1

1992 12 1999 12

1988 7 1992 11

1999

60

2009 12

2001 1 2004 5 1995 8 2000 12

1993 8 1995 8

1989 2 1993 8 1986 11 1989 2

1980 9 1986 11

1998

63

2011 7

00934 2004 9 01680

2012 6 Worldsec Limited WSL 1997 2

2009 6 2013 12 Grant Thornton International Ltd. 2014 1

Grant Thornton International Ltd. 2007 6 2009 5 1981

4 2007 5 1977 11 1981 3

1980 2010 1972

1973 Surrey

62 2014

55

2014 7

600845

2009 12 2014 1 2009 5

600150 2011 2010 6

601601 02601

2013 2009 5 2012 6 2010 1 2011

3 2009 6 2010 1 2008 4 2009 5

2003 6 2008 4

1998 10 2003 6

1982

44

2010 1

2008 2010 2000 2008

1993 2000 2001

56

2010 1

2004 2007 2002 2004

2001 2003 1985 2001

1983

39

2013 3

2006

2008 600030 06030

2001 2006 1998 2001

1998 2007

2013 EMBA

2014 63

54

2010 1

1997

1983 1997

(ACCA)

1983

2011 EMBA

56

2010 1

1999

1995 1999

1990 1995 1976 1990

1999

2000

52

2010 1

1997

2001 2004

1984 2000

59

2001 4 2000 9 2001 3

1996 1 1999 12

1995 1 1995 12 1991 3 1994 12

1984 9 1991 2 1978 11

1984 8

64 2014

55

2004 12 2014 11 2004 10

2004 11 2010 4 2013 2

2004 8 2004 10

601318 02318 1998 6 2004 7

1992 1998

(CSERM) 1996

55

2010 4 2011 7

2013

2010 4 2005 2010

00297 2000 2010 600500

2000 12 2010 4 1999 2 2000 12

1997 5 1999 2 1994 3 1997 5

1991 7 1994 3

1988 7 1991 7 1984 7 1985 3

1988

52

2010 4 2013 2 2010 1

2010 3 2008 10 2010 1

2004 1 2008 10

2001 6 2004 1 1997 3 2001 6

1992 5 1997 3

1984 7 1992 5 1984

2003

44

2010 9 2013 2 1999 1

2007 2 2010 9 2003 9 2007 1

2002 6 2003 9 2002 1 2002 5 1999 1

2000 9 2000 9 2001 12

1996 1 1998 12

1996

2014 65

42

2011 7 2013 3

2002 11 2010 5 2011 7 2005 1 2010 5

2002 11 2005 1

2001 11 2002 11

1994 3 2001 11

1992 8 1994 3

2000 2011

47

2011 7 2014 1 1996 7

2010 4 2011 7 2007 3 2010 3 2004 7

2007 2 2000 12 2004 6 2000 9 2000 11

1999 5 2000 8 1997 12 1999 4

1996 7 1997 11

1988 9 1996 7 2007

44

2011 7 2013 2

2013 10 2008 9 2011 7

2005 10 2008 10 2002 6 2005

9 1998 11 2002 6

1996 8 1998 11

1993 1996

54

2013 2 2001 12 2007 3 2014

11 2010

5 2014 11 2002 3 2007 2 2001 12 2002

2 2001 6 2001 11

1999 4 2001 5 1992 7

1999 3

1989 7 1992 6 1985 5 1989 6

1983 7 1985 4

1983 2008

66 2014

52

2013 2 2013 3

2001 10 2010 1 2013 2

2001

10 2009 12

1998 12 2001 9 1993 4

1998 11 1983 5 1993 3

1981 11 1983 4

1989 2010 EMBA

43

2013 2 2010 5 2013 2

2005 2 2010 4 2001

7 2005 1 2000

3 2001 6 1996 3

2000 6

FLMI ASA 1993

1996

50

2013 2 2014 11 1997 4

2011 1 2014 11

2010 5 2010 12 2007 3 2010 4

1997 4 2007 2

1986 8 1997 3

1986

1998 2010 EMBA

2014 67

2009 10

2006 12

2009 12

2013 8

2013 12

2014 3

DACEY John Robert 2012 10

2012 11

Admin Re 2012 11

2012 6

2012 12

2010 1

2015 2

2012 2

2011 8

2010 1

2012 7

2012 4

2013 9

2013 1

CAMPBELL 2010 1

Robert David

2004 9

Worldsec Limited 1997 2

2012 6

2010 1

2009 5

2010 6

68 2014

2008 4

2013 4

2010 6

2010 1

2008 1

2011 4

2012 10

2012 10

2014 1

2012 5

2012 6

3,634.60

2,105.14

2014 69

2014 1 15

2014 1 15

CHEN Johnny CHEN Johnny 2014 1 15

2014 1 15

2014 5 20 2013

2014 7

2014 5 20 2013

2014 7

DACEY John Robert DACEY John Robert 2014 5 20 2013

2014 8

2014 10 28 2014

2014 11

ZHAO John Huan 2015 3 23

2015 3 24

2014 4 28

2014 4 28

2014 5 20 2013

2014 7

2014 7 25

70 2014

�C 2014 8

2014 10

�C 2014 11

A

A

2014 12 31 Excel Class Investments

Limited 100% 62,600 H

XV

352

2014 71

2014 12 31 56,487

1,682

3,320

44,415

33,331

7,070

56,487

12.52%

2.98%

5.87%

78.63%

72 2014

1,369

21,245

33,873

56,487

2.42%

37.61%

59.97%

2014 73

74 2014

2014 75

2

2013 2014-5-20 1 2013 www.sse.com.cn 2014-5-21

2 2013 www.hkexnews.hk

3 2013

4 2013

5 2013

6 2014

7 2013

8 2013

9

10 2014-2016

11 2014

12

13 2014

14

(1)

(2) DACEY John Robert

(3)

15

16 2013

76 2014

2014 2014-10-28 1 www.sse.com.cn 2014-10-29

www.hkexnews.hk

14 2 6 6

3

6

14 A.5.6 2013 8 27

2014 77

78 2014

8

2014-1-22 www.sse.com.cn 2014-1-23

www.hkexnews.hk

2014-3-26 www.sse.com.cn 2014-3-27

www.hkexnews.hk

2014-3-31 www.sse.com.cn 2014-4-1

www.hkexnews.hk

2014-4-29 www.sse.com.cn 2014-4-30

www.hkexnews.hk

2014-5-14

2014-8-26 www.sse.com.cn 2014-8-27

www.hkexnews.hk

2014-10-24 www.sse.com.cn 2014-10-25

www.hkexnews.hk

2014-12-22

2014 79

2 2 100%

0 0 �C

2 1 50% 2013

2 2 100%

2 1 50% 2014

1 1 100%

ZHAO John Huan 2 1 50% 2014

1 1 100%

DACEY John 1 0 0 2014

Robert

CAMPBELL 2 0 0 2013 2014

Robert David

2 2 100%

2 1 50% 2013

2 2 100%

2 1 50% 2013

2 2 100%

80 2014

8 7 1 88%

1 1 0 100%

8 4 4 50%

8 8 0 100%

8 8 0 100%

3 2 1 67%

ZHAO John Huan 8 5 3 63%

3 3 0 100%

DACEY John Robert 2 2 0 100%

CAMPBELL 8 8 0 100%

Robert David

8 8 0 100%

8 7 1 88%

CAMPBELL

Robert David

8 8 0 100%

8 7 1 88%

8 7 1 88%

2014 81

2014

2 6

ZHAO John Huan DACEY John Robert 1 CAMPBELL Robert David

1

82 2014

2

2

2 2 0

0 0 0

2 2 0

2 2 0

0 0 0

ZHAO John Huan 2 1 1

0 0 0

DACEY John Robert 0 0 0

CAMPBELL Robert David 2 2 0

3

2014

(1) 2014

2014-2016

(2) 2014

2014 2014

(3)

(4)

2014 83

5 CAMPBELL Robert David 2

CAMPBELL Robert David

1

14

2

5

CAMPBELL Robert David 5 5 0

5 5 0

2 1 1

5 4 1

5 4 1

5 5 0

5 5 0

84 2014

3

2014

(1) 2013

2014 2014 2014 2013 2013

2014

(2) 2013

(3)

2013 2013

(4)

2013

2014

2014

(5)

4 CAMPBELL Robert David 3

DACEY John Robert

1

14

2014 85

2

6

6 5 1

6 5 1

3 2 1

DACEY John Robert 2 1 1

CAMPBELL Robert David 6 4 2

6 6 0

6 6 0

3

2014

(1)

(2) 2013

2013 2014

(3)

(4)

86 2014

2 DACEY John Robert 2

1

2

3

3 3 0

DACEY John Robert 0 0 0

3 3 0

3 3 0

3

2014

(1) 2013

2013

(2)

2014 87

7 4 3

5

2014-3-26 www.sse.com.cn 2014-3-27

www.hkexnews.hk

2014-4-29 www.sse.com.cn 2014-4-30

www.hkexnews.hk

2014-7-25 www.sse.com.cn 2014-7-26

www.hkexnews.hk

2014-8-26 www.sse.com.cn 2014-8-27

www.hkexnews.hk

2014-10-24

88 2014

3 2 1 67%

5 5 0 100%

5 5 0 100%

5 4 1 80%

5 5 0 100%

5 4 1 80%

5 5 0 100%

A 2014

2014 89

2013 2 22

15

6

90 2014

2014 4 29

2014 8 26 < >

50 20

80 70

70 100 2014 12

100

E

2015

2014 91

6

2014 12 31

92 2014

2014

[2008]7

[2010]11 [2010]69

2014 93

2014

2014

94 2014

[2008]7

[2010]11 2014 12 31

2014

2014 95

2014

2014

2014

2014

96 2014

(VaR)

2014 1. 2.

3. 4.

5.

6.

1.

AAA

AAA

2014 (1)

(2)

(3)

2014 97

2.

2014

16 2014 A

AA+ 1 AA 1 AA 3 A+ 9

AM Best A

1.

2.

3.

4.

5.

98 2014

1.

2014

2014

(1)

(2) 2014 10

(3)

(4) 2014

(5)

2.

2014 (1)

(2)

(3)

(4) (2013)

(5) 2014

2014 99

3.

2014

(1)

(2)

(3) (4) (5)

(6)

(1)

(2)

(3)

(4)

2014

2014 1.

7*24 2.

3.

100 2014

2014

2014 1. 2013 2014-2016

2. 2014

3.

4.

2014

2014 1.

2.

3. 4.

5.

6.

2014 101

30%

30%

265

1

2

3

102 2014

4

3

2014 0.21 655 6,444 10.16%

2013 0.15 468 4,578 10.22%

2012 0.32056 1,000 2,933 34.09%

1 2014

2014

2015 3 25 2014

6.55 0.21

2015

2014 103

2014

2 2013

2013 0.15 4.68 2013

2014 7 8 2013

3 2012

2012 0.32056 10 2012

2012 8 10

2014

2014 12 31

2014 12 31 820

345 1,165

1,794.93

(www.sse.com.cn) 2014

23 24

104 2014

73

2014 105

[2008]7

[2010]11 2014 12 31

25%

15% H

106 2014

(www.sse.com.cn) 2014

2014 107

2014 12 31

2005 9 2014 12 31

2014 12 31

2014 12 31

2014 12 31

2013 12 31 2014 12 31

108 2014

2014

Michael Freeman FIAA FSA, FCAA

2015 3 25

2014 109

2014

2014 12 31

2005 9

2014 12 31 Towers Watson

110 2014

2014 111

2014 12 31

11.5%

2014 12 31

2014 12 31

2015 2016 2017 2018+

5.00% 5.10% 5.20% 5.20%

5.00% 5.10% 5.30% 5.50%

5.00% 5.20% 5.50% 5.60%

7.60% 7.60% 7.80% 7.90%

112 2014

(2000-2003)

65% 60%

75%

75% 70%

75%

(2006-2010)

2014 2.0%

2014 113

70%

25%

5.0%

100%

I

114 2014

2014 12 31

2014 2013

12 31 12 31

42,976 29,077

54,292 46,320

(12,007) (10,990)

42,284 35,330

85,260 64,407

6,234 5,334

(1,322) (1,099)

4,912 4,236

1

2 2014 12 31 2013 12 31 428.43 400.68

3

2014 2013

12 31 12 31

4,713 3,847

282 472

(83) (83)

4,912 4,236

2014 115

1

2 2014 12 31 2013 12 31 428.43 400.68

3

4

2013 12 31 2014 12 31 11.5%

11.5% 2013 12 31 2014 12 31

1. 64,407

2. 4,912

3. 7,793

4. (1,630)

5. 11,567

6. (893)

7. (582)

8. (468)

9. 185

10. (31)

11. 85,260

116 2014

2 10

2.

3.

4.

5.

6.

7.

8.

9.

10.

2014 117

2014 12 31

42,284 4,912

12.0% 40,052 4,525

11.0% 44,668 5,330

50 49,482 6,015

50 35,068 3,805

10% 110% 40,986 4,223

10% 90% 43,583 5,602

10% 110% 41,634 4,545

10% 90% 42,909 5,257

10% 110% 42,091 4,888

10% 90% 42,478 4,937

10% 110% 41,182 4,679

10% 90% 43,391 5,146

75% 37,463 4,715

50% 150% 41,896 4,251

41,311 4,497

118 2014

1.

2.

3.

4.

2014 119

2014

120 2014

(2015) 60847268_A01

2014 12 31 2014

(1)

(2)

2014 121

(2015) 60847268_A01

2014 12 31 2014

2015 3 25

122 2014

2014 12 31

2013 2013

2014 12 31 2014 12 31

12 31 12 31

9/69(1) 12,672 16,431 12,313 15,479

10 8,469 2,376 8,414 2,327

1,584 1,222 1,545 1,168

11 10,639 9,849 10,290 9,509

12 1,543 1,581 1,543 1,581

13 80 92 80 92

35 51 79 51 79

35 35 23 35 23

35 2,768 2,717 2,768 2,717

35 86 43 86 43

14 14,903 8,841 14,903 8,841

15/69(2) 3,618 2,517 3,554 3,017

16 169,109 165,231 168,350 164,820

17 175,502 127,895 174,979 127,876

18 175,997 183,008 175,997 183,008

19 45,745 24,401 25,733 4,390

20/69(3) 10,150 9,404 33,195 30,739

21 716 716 715 715

22 1,665 1,594 1,665 1,594

23 4,204 3,842 3,656 3,601

24 1,713 629 1,134 441

25 1,559 1,512 1,513 1,497

38 36 1,040 �C 1,024

26 610 569 835 969

64 255 237 255 237

643,709 565,849 643,609 565,787

131 287

2014 123

2014 12 31

2013 2013

2014 12 31 2014 12 31

12 31 12 31

28 59,234 52,211 59,234 52,211

2,246 432 2,246 432

1,047 876 1,047 876

29 67 54 67 54

30 1,512 1,217 1,302 1,128

31 252 363 194 335

�C 4 �C �C

32 1,301 959 1,301 959

33 1,768 1,815 1,822 1,780

34 27,965 25,701 27,965 25,701

35 1,132 967 1,132 967

35 562 520 562 520

35 452,805 403,348 452,805 403,348

35 25,601 22,046 25,601 22,046

36 19,000 15,000 19,000 15,000

37 29 458 29 458

38 17 �C 17 �C

39 559 328 546 327

64 248 232 248 232

595,345 526,531 595,118 526,374

40 3,120 3,120 3,120 3,120

41 23,964 23,962 23,962 23,962

42 2,132 (975) 2,128 (974)

43 2,102 1,458 2,102 1,458

43 2,102 1,458 2,102 1,458

44 14,939 10,289 15,077 10,389

48,359 39,312 48,491 39,413

45 5 6 �C �C

48,364 39,318 48,491 39,413

643,709 565,849 643,609 565,787

131 287

123 287

124 2014

2014

2014 2013 2014 2013

143,187 129,594 142,973 129,632

109,271 103,182 109,271 103,182

46 109,868 103,640 109,868 103,640

47 (404) (293) (404) (293)

48 (193) (165) (193) (165)

49/69(5) 33,022 26,087 32,938 26,177

539 364 539 364

50 324 (31) 323 (31)

30 (299) 30 (299)

51 540 655 411 603

(135,796) (124,524) (135,598) (124,441)

52 (49,026) (28,795) (49,026) (28,795)

53 (17,121) (9,255) (17,121) (9,255)

179 330 179 330

54 (46,155) (65,913) (46,155) (65,913)

55 106 (108) 106 (108)

56 (235) (113) (209) (97)

(7,613) (6,195) (7,613) (6,196)

57 (11,451) (10,097) (11,388) (10,054)

116 120 116 120

58 (3,572) (3,188) (3,463) (3,163)

59 (1,024) (1,310) (1,024) (1,310)

7,391 5,070 7,375 5,191

60 469 6 488 6

1 �C 42 �C

61 (78) (117) (85) (110)

(6) (5) (6) (5)

7,782 4,959 7,778 5,087

62 (1,375) (535) (1,334) (509)

6,407 4,424 6,444 4,578

131 287

2014 125

2014

2014 2013 2014 2013

6,406 4,422

1 2

42 3,107 (980) 3,102 (979)

3,107 (980) 3,102 (979)

5 �C 5 �C

3,102 (979) 3,097 (979)

�C (1) �C �C

�C �C �C �C

9,514 3,444 9,546 3,599

9,513 3,442

1 2

63

2.05 1.42

2.05 1.42

131 287

126 2014

2014

2013 1 1 3,120 23,962 5 1,000 1,000 6,783 35,870 8 35,878

�C �C (980) 458 458 3,506 3,442 (2) 3,440

�C �C (980) �C �C 4,422 3,442 2 3,444

�C �C �C 458 458 (916) �C (4) (4)

�C �C �C 458 �C (458) �C �C �C

�C �C �C �C 458 (458) �C �C �C

�C �C �C �C �C �C �C (4) (4)

2013 12 31 3,120 23,962 (975) 1,458 1,458 10,289 39,312 6 39,318

2014 1 1 3,120 23,962 (975) 1,458 1,458 10,289 39,312 6 39,318

�C 2 3,107 644 644 4,650 9,047 (1) 9,046

�C �C 3,107 �C �C 6,406 9,513 1 9,514

�C �C �C 644 644 (1,756) (468) �C (468)

�C �C �C 644 �C (644) �C �C �C

�C �C �C �C 644 (644) �C �C �C

�C �C �C �C �C (468) (468) �C (468)

�C 2 �C �C �C �C 2 (2) �C

�C 2 �C �C �C �C 2 (2) �C

2014 12 31 3,120 23,964 2,132 2,102 2,102 14,939 48,359 5 48,364

131 287

2014 127

2014

2013 1 1 3,120 23,962 5 1,000 1,000 6,727 35,814

�C �C (979) 458 458 3,662 3,599

�C �C (979) �C �C 4,578 3,599

�C �C �C 458 458 (916) �C

�C �C �C 458 �C (458) �C

�C �C �C �C 458 (458) �C

2013 12 31 3,120 23,962 (974) 1,458 1,458 10,389 39,413

2014 1 1 3,120 23,962 (974) 1,458 1,458 10,389 39,413

�C �C 3,102 644 644 4,688 9,078

�C �C 3,102 �C �C 6,444 9,546

�C �C �C 644 644 (1,756) (468)

�C �C �C 644 �C (644) �C

�C �C �C �C 644 (644) �C

�C �C �C �C �C (468) (468)

2014 12 31 3,120 23,962 2,128 2,102 2,102 15,077 48,491

131 287

128 2014

2014

2014 2013 2014 2013

111,720 103,528 111,720 103,528

�C 450 �C 450

1,233 6,376 1,233 6,376

258 966 258 966

65(1) 422 375 308 356

113,633 111,695 113,519 111,676

(65,848) (37,880) (65,848) (37,880)

(84) �C (84) �C

(7,470) (6,177) (7,470) (6,178)

(7,213) (6,163) (6,937) (5,977)

(2,858) (1,530) (2,803) (1,490)

65(2) (5,108) (3,740) (5,174) (3,653)

(88,581) (55,490) (88,316) (55,178)

66(1) 69(6) 25,052 56,205 25,203 56,498

113,737 131,672 111,183 131,671

27,671 24,246 27,770 24,201

19 6 18 6

92,024 58,844 92,010 58,844

233,451 214,768 230,981 214,722

(171,338) (204,751) (168,877) (205,209)

(6,062) (4,975) (6,062) (4,975)

(2,278) (1,995) (1,586) (1,957)

(92,317) (60,165) (92,317) (60,112)

�C �C (297) (240)

(271,995) (271,886) (269,139) (272,493)

(38,544) (57,118) (38,158) (57,771)

131 287

2014 129

2014

2014 2013 2014 2013

4,533,368 4,815,740 4,533,368 4,815,740

4,000 �C 4,000 �C

4,537,368 4,815,740 4,537,368 4,815,740

(1,202) (745) (1,196) (745)

(4,526,752) (4,820,520) (4,526,750) (4,820,520)

(4,527,954) (4,821,265) (4,527,946) (4,821,265)

9,414 (5,525) 9,422 (5,525)

11 (58) 11 (57)

(4,067) (6,496) (3,522) (6,855)

18,570 25,066 17,407 24,262

66(3) 69(6) 14,503 18,570 13,885 17,407

131 287

130 2014

2014 12 31

1

1996 9

5

2000 12 2011 3 12 26

2011 12 A 158,540,000

H 358,420,000 2012 1 H

2,586,600 31.20

1

8

2

(1)

15 2014

(2)

2014 1 3 39 40

41 2

9 30 33

7 2014 7 1 2014 6

37 2014

2013 2014

37

2014 131

2014 12 31

3

2014 12 31 2014

4

(1)

1 1 12 31

(2)

(3)

(a)

(b)

132 2014

2014 12 31

4

(4)

(5)

(a)

(i)

2014 133

2014 12 31

4

(5)

(a)

(i)

(ii)

(iii)

(iv)

134 2014

2014 12 31

4

(5)

(b)

(c)

(1) (2)

2014 135

2014 12 31

4

(5)

(c)

50%

(d)

136 2014

2014 12 31

4

(5)

(e)

(i)

(ii)

(6)

(a)

(b)

2014 137

2014 12 31

4

(6)

(c)

(d)

(7)

(8)

138 2014

2014 12 31

4

(9)

6

(10)

(11)

(a)

50

(b)

(c)

2014 139

2014 12 31

4

(12)

(13)

(a)

140 2014

2014 12 31

4

(13)

(a)

7

12

(b)

2014 141

2014 12 31

4

(13)

(c)

(d)

(e)

142 2014

2014 12 31

4

(14)

20%

(15)

40-45 5% 2.11%~2.38%

4(20)

2014 143

2014 12 31

4

(16)

40-45 5% 2.11%~2.38%

5-8 5% 11.88%~19.00%

5-12 5% 7.92%~19.00%

4(20)

144 2014

2014 12 31

4

(17)

4(20)

(18)

4(20)

40

3-5

(19)

(20)

2014 145

2014 12 31

4

(21)

(a)

(b)

146 2014

2014 12 31

4

(21)

(c)

(i)

(ii)

2014 147

2014 12 31

4

(21)

(c)

(iii)

(1)

(2)

(3)

148 2014

2014 12 31

4

(21)

(c)

(iii)

2014 149

2014 12 31

4

(21)

(c)

(iii)

Bornhuetter-Ferguson

150 2014

2014 12 31

4

(21)

(c)

(iii)

(d)

2014 151

2014 12 31

4

(21)

(e)

4(6)(b) 4(6)(d)

(22)

2009 1 1 2008 2

(a) 0.15% 0.05%

(b) 0.8% 0.15%

(c) 0.8%

0.08% 0.05%

1%

(23)

152 2014

2014 12 31

4

(23)

(a)

(b)

(a)

(b)

2014 153

2014 12 31

4

(23)

(24)

(a)

4(21)(c)(i)

(b)

(c)

(d)

154 2014

2014 12 31

4

(25)

(26)

2014 155

2014 12 31

4

(27)

(28)

(a)

(b)

156 2014

2014 12 31

4

(28)

(b)

(c)

(29)

2009

10%

(30)

(31)

(a)

2014 157

2014 12 31

4

(31)

(b)

(c)

2014 12 31

158 2014

2014 12 31

4

(31)

(c)

(32)

(1)

(2) (3)

2014 159

2014 12 31

4

(33)

160 2014

2014 12 31

4

(34)

2 2013 �C

2014

30

2 2013

2014 1

39

2 2013

2014 1

33

40

2 2013

2014 1

9

2014 161

2014 12 31

4

(34)

2 2014

2014 3

2

2 2014

2014 3

41

2 2014

2014 6

37

162 2014

2014 12 31

5

(1)

(a)

=

100%

5%

2014 163

2014 12 31

5

(1)

(b)

1% =

100%

(2)

164 2014

2014 12 31

5

(1)

(a)

2014 12 31 2013 12 31

2014 12 31 4.75%~5.23%

2013 12 31 4.75%~5.23%

2014 12 31 2013 12 31

2014 12 31 3.67%~6.11%

2013 12 31 3.67%~5.94%

2014 165

2014 12 31

5

(1)

(b)

(2000-2003)

(2006-2010)

(c)

2014 12 31 80~95 1.15%~1.26% 60 0.88%

2013 12 31 70~95 0.83%~1.03% 30 0.38%

166 2014

2014 12 31

5

(1)

(d)

70%

(e)

(2)

(a)

2014 167

2014 12 31

5

(2)

(b)

(c)

(d)

75

(3)

(4)

168 2014

2014 12 31

5

(5)

37

(6)

1998 2006

2,910

2007 1,455

2011 3 354

2014 169

2014 12 31

5

(6)

2001 2002 170

2010 12 30

170 2012 11 9

170 2012

2013 112

2013 170 112

170

2014 8 11

[2014]795

100%

2015 1 170

2015 3 5

2015 4 30

2013 3 18

2013 12 25

5.75

2014 5 13 2014 7 8

1,101

2014 12 31

931 2013 12 31 931

170 2014

2014 12 31

5

(7)

(8)

5 (1) 2014 12 31

2014 12 31

820 345 1,165

2015 3 25

6

(1)

25%

(2)

5%

5%

2014 171

2014 12 31

7

(1)

172 2014

2014 12 31

7

(1)

2014 12 31

(%) (%)

1 563 �C 99.4% 99.4% 4

5 �C 100% 100% �C

632 �C 100% 100% �C

2 562 �C 100% 100% �C

15 �C 100% 100% �C

3 10 �C 95% 95% 1

500 �C 100% 100% �C

20 �C 100% 100% �C

20 �C 100% 100% �C

100 �C 100% 100% �C

8 �C 100% 100% �C

20 �C 100% 100% �C

20 �C 100% 100% �C

16 �C 100% 100% �C

22 �C 100% 100% �C

22 �C 100% 100% �C

20 �C 100% 100% �C

20 �C 100% 100% �C

40 �C 99.6% 99.6% �C

20 �C 100% 100% �C

20 �C 100% 100% �C

4 535 �C 100% 100% �C

20 �C 100% 100% �C

3 �C 100% 100% �C

10 �C 100% 100% �C

50 �C 100% 100% �C

3,273 �C 5

2014 173

2014 12 31

7

(1)

1 2013 11 465 2014 2

2014 4

500

2 2014 12 197 309

350 547 2014 12

562

3 2014

2014

4 2014 3 26

2014 5 16

760 2015 5 15

2014 12 31 535 2015 2 4

225

500 78995754-6

5 76385044-1

632 78324880-2

562 59388327-4

15 59388328-2

10 59232193-1

174 2014

2014 12 31

7

(1)

500 05924329-3

20 05158948-4

20 05571130-1

X

100 09381625-1

8 09950151-7

50 61181637-000-

03-14-6

20 08175091-0

X CT

2014 175

2014 12 31

7

(1)

20 07736961-5

X

16 08585238-3

22 08633185-4

X

22 08543377-9

X

20 08330226-5

X

176 2014

2014 12 31

7

(1)

20 09041035-2

20 09733568-2

X

20 39909410-8

760 09870905-X

20 30709859-1

3 30672834-4

10 30460235-0

2014 177

2014 12 31

7

(1)

20 67505006-5

(2)

(%)

100% 10,000

100

309

100% 10,000

100

21

(3)

20

178 2014

2014 12 31

8

(1)

0.5 100% 2014 9 30

2014 2014

9 30 9 30

9 9

299 228

(2) (2)

(256) (256)

50

50

9

(50)

(41)

2014 179

2014 12 31

8

(1)

2014

10 1

12 31

�C

4

124

2014 12 31

(2)

(a)

2014

(b) 2011

2014 8

180 2014

2014 12 31

9

2014 12 31 2013 12 31

8,633 1.0000 8,633 14,578 1.0000 14,578

345 6.1190 2,112 37 6.0969 227

287 0.7889 226 424 0.7862 333

10,971 15,138

1,701 1.0000 1,701 1,293 1.0000 1,293

1,701 1,293

10,334 1.0000 10,334 15,871 1.0000 15,871

345 6.1190 2,112 37 6.0969 227

287 0.7889 226 424 0.7862 333

12,672 16,431

2014 181

2014 12 31

10

2014 2013

12 31 12 31

�C 301

3,289 1,015

409 384

3,698 1,700

1,737 324

318 225

2,055 549

2,588 �C

2,588 �C

128 127

128 127

8,469 2,376

182 2014

2014 12 31

11

2013 2014

12 31 12 31

5,350 8,858 (8,614) 5,594

4,301 17,771 (17,354) 4,718

198 755 (626) 327

9,849 27,384 (26,594) 10,639

�C �C �C �C

9,849 27,384 (26,594) 10,639

2012 2013

12 31 12 31

7,159 8,943 (10,752) 5,350

3,514 12,077 (11,290) 4,301

89 383 (274) 198

10,762 21,403 (22,316) 9,849

�C �C �C �C

10,762 21,403 (22,316) 9,849

(1) 2014 12 31 2013 12 31

(2) 2014 12 31

2013 12 31

(3) 2014 12 31 70(5) 5% 5%

2013 12 31

(4) 2014 12 31 2013 12 31

2014 183

2014 12 31

12

2014 2013

12 31 12 31

1,255 1,388

14 11

274 182

1,543 1,581

�C �C

1,543 1,581

(1) 2014 12 31 3 2013 12 31

(2) 2014 12 31

2013 12 31

(3) 2014 12 31 5% 5% 2013 12

31

(4) 2014 12 31 2013 12 31

184 2014

2014 12 31

13

2014 2013

12 31 12 31

73 85

6 7

1 �C

80 92

�C �C

80 92

(1) 2014 12 31 1 2013 12 31

(2) 2014 12 31

2013 12 31

(3) 2014 12 31 5% 5% 2013

12 31

(4) 2014 12 31

73 1 93%

5% 6 1 7%

1 1 0%

80 100%

(5) 2014 12 31 13(4) 2013 12 31

2014 185

2014 12 31

14

2014 12 31 6 2013 12 31

15

2014 12 31 2013 12 31

15(9) 2,240 �C 2,240 1,495 �C 1,495

15(4) 1,101 (931) 170 1,101 (931) 170

15(10) 14 �C 14 509 �C 509

570 �C 570 51 �C 51

65 �C 65 43 �C 43

15(12) 37 (37) �C 37 (37) �C

44 �C 44 24 �C 24

15(13) 17 (17) �C 17 (17) �C

15(14) 16 (16) �C 16 (16) �C

15(15) 12 (12) �C 12 (12) �C

15(11) 4 �C 4 3 �C 3

520 (9) 511 231 (9) 222

4,640 (1,022) 3,618 3,539 (1,022) 2,517

(1)

2014 2013

12 31 12 31

1 1 2,398 1,488

1 2 2 422 553

2 3 3 497 290

3 4 4 132 11

4 5 5 11 15

5 1,180 1,182

4,640 3,539

(1,022) (1,022)

3,618 2,517

186 2014

2014 12 31

15

(2)

2014 (1,022) (1) �C 1 (1,022)

2013 (1,030) (1) 9 �C (1,022)

(3)

2014 12 31 2013 12 31

1,101 24% (931) 85% 1,101 31% (931) 85%

2,893 62% �C 0% 2,101 59% �C 0%

555 12% �C 0% 246 7% �C 0%

91 2% (91) 100% 91 3% (91) 100%

4,640 100% (1,022) 22% 3,539 100% (1,022) 29%

(4) 2014 12 31

1,101 (931) 85% 5(6)

1,101 (931)

2013 12 31

1,101 (931) 85% 5(6)

1,101 (931)

2014 187

2014 12 31

15

(5) 2014 12 31

37 (37) 100% 15(12)

17 (17) 100% 15(13)

16 (16) 100% 15(14)

12 (12) 100% 15(15)

9 (9) 100%

91 (91)

2013 12 31

37 (37) 100% 15(12)

17 (17) 100% 15(13)

16 (16) 100% 15(14)

12 (12) 100% 15(15)

9 (9) 100%

91 (91)

188 2014

2014 12 31

15

(6)

2014 12 31

2,240 49% 1-2 �C

1,101 24% 5 (931)

570 12% 1-2 �C

65 1% 1-5 �C

44 1% 1-5 �C

4,020 87% (931)

2013 12 31

1,495 42% 1 �C

1,101 31% 5 (931)

509 15% 1 �C

51 1% 1-2 �C

43 1% 1-5 �C

3,199 90% (931)

(7) 2014 12 31 5% 5% 2013 12

31

(8) 2014 12 31 2013 12 31

(9)

(10)

2014 189

2014 12 31

15

(11)

(12)

2005 37 2005

37

(13)

2009

295

277 18

2011

7 2012

20 2012 2012

80

100 2012 12 31

26 162

2013 9

(14)

2005

477

2009 2012

373 2012

16

88

190 2014

2014 12 31

15

(15)

2004

104 2004 100

16 2007

12

16

2014 2013

12 31 12 31

3 3 4,478 6,837

3 1 1 41,400 3,303

1 2 2 69,203 38,860

2 3 3 44,828 69,203

3 4 4 2,200 44,828

4 5 5 7,000 2,200

169,109 165,231

2014 191

2014 12 31

17

2014 2013

12 31 12 31

41 1,111

2,581 8,191

35,480 31,732

18,684 19,675

59,475 25,641

1,149 10,019

80 80

117,490 96,449

20,572 12,688

33,288 18,758

199 �C

30 �C

144 �C

3,413 �C

57,646 31,446

366 �C

366 �C

175,502 127,895

2014 12 31

3,643 2013 12 31 2,297

192 2014

2014 12 31

17

(1)

2014 2013

12 31 12 31

117,490 96,449

117,361 99,402

129 (2,953)

�C �C

57,646 31,446

50,588 33,706

7,594 (433)

(536) (1,827)

175,136 127,895

167,949 133,108

7,723 (3,386)

(536) (1,827)

2014

�C 366 �C 366 �C �C �C 2

�C 366 �C 366 �C �C �C 2

2014 193

2014 12 31

17

(2)

2014 2013

�C (1,827) (1,827) �C (4,360) (4,360)

�C (1,023) (1,023) �C (1,318) (1,318)

�C (1,023) (1,023) �C (1,318) (1,318)

�C 2,314 2,314 �C 3,851 3,851

�C �C �C �C �C �C

�C (536) (536) �C (1,827) (1,827)

18

2014 12 31 2013 12 31

45,891 46,987 46,063 41,707

26,659 26,463 26,779 22,565

44,301 44,445 51,025 47,699

59,146 59,921 59,141 54,758

175,997 177,816 183,008 166,729

2014 12 31 2013 12 31

2014

2014

194 2014

2014 12 31

19

2014 2013

12 31 12 31

12 11

(1) 20,000 20,000

(2) 24,823 4,380

910 10

45,745 24,401

(1)

(2)

20

2014 2013

12 31 12 31

8,768 8,523

(1) 770 767

1 1 100 100

2 2 497 �C

15 14

10,150 9,404

2014 12 31

2014 195

2014 12 31

20

2014

8,500 8,523 �C 507 �C (262) �C �C 8,768 �C

600 767 �C (2) 5 �C �C �C 770 �C

1 100 100 �C 6 �C (6) �C �C 100 �C

2 470 �C 470 27 �C �C �C �C 497 �C

10 14 �C 1 �C �C �C �C 15 �C

9,680 9,404 470 539 5 (268) �C �C 10,150 �C

2013

8,500 �C 8,500 287 �C (264) �C �C 8,523 �C

600 695 �C 72 �C �C �C �C 767 �C

1 100 �C 100 3 �C (3) �C �C 100 �C

10 13 �C 2 �C (1) �C �C 14 �C

9,210 708 8,600 364 �C (268) �C �C 9,404 �C

23.6% 0% 23.6% 36,000

(1) 24% 0% 24% 2,500

1 46.3% 0% 46.3% 216

2 47% 0% 47% 1,000

30% 0% 30% 4

(1) 2011 8 23 2011 24%

196 2014

2014 12 31

20

2014 2013

12 31 12 31

5 5

37,206 36,054

37,211 36,059

24 2

24 2

37,187 36,057

8,776 8,509

(8) 14

8,768 8,523

2014 2013

2,322 1,224

2,245 1,178

2,245 1,178

262 264

2014 197

2014 12 31

20

2014 2013

1,382 881

37 77

64 341

20 �C

84 341

21

2014 12 31

280

195

240

1

716

2013 12 31

280

195

240

1

716

198 2014

2014 12 31

22

2014

1,711 1,711

129 129

1,840 1,840

(117) (117)

(42) (42)

(16) (16)

(175) (175)

1,665 1,665

1,594 1,594

2013

1,711 1,711

1,711 1,711

(76) (76)

(41) (41)

(117) (117)

1,594 1,594

1,635 1,635

2014 199

2014 12 31

22

(1) 2014 62 78

2013

(2) 2014 51 2013

(3) 2014 12 31 3 2013 12 31

2014 12

(4) 2014 12 31 2,843

2013 12 31 2,599

200 2014

2014 12 31

22

(4)

1,210 10-10.89

5.6%-7.7%

378 40,000-45,000

25 2.0-2.5

5.4%-6.7%

1,180 58,600-74,400

81,250-100,900

1,000-1,600

3.5%-4.5%

3 1.0-1.4

4.3%-6.4%

47 1.8-2.0

6.2%-8.0%

2014 201

2014 12 31

23

2014

3,829 931 177 4,937

4 182 25 211

486 18 �C 504

299 �C �C 299

(492) �C �C (492)

(78) �C �C (78)

(14) (55) (14) (83)

(33) �C �C (33)

4,001 1,076 188 5,265

(509) (529) (57) (1,095)

(91) (127) (15) (233)

183 �C �C 183

16 �C �C 16

11 46 8 65

3 �C �C 3

(387) (610) (64) (1,061)

3,614 466 124 4,204

3,320 402 120 3,842

202 2014

2014 12 31

23

2013

3,745 815 170 4,730

�C 169 19 188

87 4 �C 91

(3) (57) (12) (72)

3,829 931 177 4,937

(419) (472) (50) (941)

(90) (110) (14) (214)

�C 53 7 60

(509) (529) (57) (1,095)

3,320 402 120 3,842

3,326 343 120 3,789

2014 12 31 57 2013 12 31 158

2014 203

2014 12 31

24

2014 12 31 2013 12 31

617 �C 617 184 �C 184

103 �C 103 55 �C 55

148 �C 148 �C �C �C

143 �C 143 �C �C �C

702 �C 702 390 �C 390

1,713 �C 1,713 629 �C 629

2014 12 31 1% 2013 12 31

25

2014

1,352 373 1,725

41 60 101

33 �C 33

1,426 433 1,859

(11) (202) (213)

(35) (49) (84)

(3) �C (3)

(49) (251) (300)

1,377 182 1,559

1,341 171 1,512

204 2014

2014 12 31

25

2013

�C 273 273

1,352 100 1,452

1,352 373 1,725

�C (171) (171)

(11) (31) (42)

(11) (202) (213)

1,341 171 1,512

�C 102 102

2014 12 31 1,347 2013 12 31 1,341

2014 205

2014 12 31

26

2014 2013

12 31 12 31

26(1) 276 265

198 193

136 111

610 569

(1)

2013 2014

12 31 12 31

153 91 (37) 207

112 16 (59) 69

265 107 (96) 276

2012 2013

12 31 12 31

161 67 (75) 153

93 39 (20) 112

254 106 (95) 265

206 2014

2014 12 31

27

2013 2014

12 31 12 31

1,022 1 �C (1) �C 1,022

1,827 1,023 �C �C (2,314) 536

2,849 1,024 �C (1) (2,314) 1,558

2012 2013

12 31 12 31

1,030 1 (9) �C �C 1,022

4,360 1,318 �C �C (3,851) 1,827

5,390 1,319 (9) �C (3,851) 2,849

28

2014 2013

12 31 12 31

40,040 37,597

19,194 14,614

59,234 52,211

2014 2013

12 31 12 31

59,234 52,211

59,234 52,211

2014 207

2014 12 31

28

2014 2013

12 31 12 31

3 3 54,234 52,211

3 6 6 5,000 �C

59,234 52,211

(1) 2014 12 31

43,731 2013 12 31 42,950

(2)

2014 12 31 33,257 2013 12 31

39,467

29

2014 2013

12 31 12 31

42 41

22 11

3 2

67 54

(1) 2014 12 31 5% 5% 2013

12 31

(2) 2014 12 31 2013 12 31

(3) 2014 12 31 2013 12 31

208 2014

2014 12 31

30

2014

(1) 1,044 6,741 (6,434) 1,351

(2) 119 631 (715) 35

�C 5 (5) �C

54 111 (39) 126

1,217 7,488 (7,193) 1,512

2013

(1) 987 5,685 (5,628) 1,044

(2) 30 596 (507) 119

�C 9 (9) �C

14 54 (14) 54

1,031 6,344 (6,158) 1,217

2014 12 31 2013 12 31

2015

2014 209

2014 12 31

30

(1)

2013 2014

12 31 12 31

898 5,927 (5,651) 1,174

134 137 (113) 158

(5) 268 (263) �C

(6) 233 (229) (2)

�C 15 (15) �C

1 20 (19) 2

15 287 (285) 17

2 122 (122) 2

1,044 6,741 (6,434) 1,351

2012 2013

12 31 12 31

872 4,943 (4,917) 898

115 136 (117) 134

(14) 232 (223) (5)

(14) 201 (193) (6)

�C 13 (13) �C

�C 18 (17) 1

12 251 (248) 15

2 123 (123) 2

987 5,685 (5,628) 1,044

210 2014

2014 12 31

30

(2)

2013 2014

12 31 12 31

3 541 (536) 8

13 45 (45) 13

103 45 (134) 14

119 631 (715) 35

2012 2013

12 31 12 31

3 464 (464) 3

13 40 (40) 13

14 92 (3) 103

30 596 (507) 119

31

2014 2013

12 31 12 31

113 246

80 80

48 19

11 18

252 363

2014 211

2014 12 31

32

2014 2013

12 31 12 31

1,054 840

247 119

1,301 959

(1) 2014 12 31 5% 5% 2013 12

31

(2) 2014 12 31 2013 12 31

(3) 2014 12 31 28 2013 12 31 93

33

2014 2013

12 31 12 31

819 1

193 177

94 139

44 87

44 65

15(12) 37 37

36 40

33(1) �C 833

501 436

1,768 1,815

212 2014

2014 12 31

33

(1)

2012 7 26

3,119,546,600 0.32056 10 2012

36

36

2014 12 18 2014 12 16

36

2011

2014 12 31 2013 12 31 833

(2) 2014 12 31 5% 5% 2013 12

31

(3) 2014 12 31 2013 12 31

(4) 2014 12 31 285 2013 12 31 939

2014 213

2014 12 31

34

2014 2013

25,701 18,734

6,508 10,479

(5,229) (5,679)

(199) (433)

1,128 2,614

56 (14)

27,965 25,701

2014 2013

12 31 12 31

1 1 2,762 2,875

1 3 3 6,077 6,667

3 5 5 3,662 3,271

5 15,464 12,888

27,965 25,701

214 2014

2014 12 31

35

(1)

2013 2014

12 31 12 31

967 2,740 �C �C (2,575) 1,132

520 1,246 (1,204) �C �C 562

403,348 119,731 (15,156) (48,734) (6,384) 452,805

22,046 6,542 (761) (292) (1,934) 25,601

426,881 130,259 (17,121) (49,026) (10,893) 480,100

2012 2013

12 31 12 31

750 2,640 �C �C (2,423) 967

452 1,273 (1,205) �C �C 520

342,790 104,347 (7,450) (28,437) (7,902) 403,348

18,280 5,918 (600) (358) (1,194) 22,046

362,272 114,178 (9,255) (28,795) (11,519) 426,881

2014 215

2014 12 31

35

(1)

2013 2014

12 31 12 31

(79) (147) �C �C 175 (51)

(23) (127) 115 �C �C (35)

(2,717) (249) 16 148 34 (2,768)

(43) (111) 48 11 9 (86)

(2,862) (634) 179 159 218 (2,940)

2012 2013

12 31 12 31

(27) (192) �C �C 140 (79)

(22) (85) 84 �C �C (23)

(2,844) (343) 228 201 41 (2,717)

(25) (181) 18 7 138 (43)

(2,918) (801) 330 208 319 (2,862)

216 2014

2014 12 31

35

(2)

2014 12 31 2013 12 31

1 1

1 1 1 1

1,132 �C 1,132 967 �C 967

562 �C 562 520 �C 520

12,252 440,553 452,805 7,955 395,393 403,348

5 25,596 25,601 1 22,045 22,046

13,951 466,149 480,100 9,443 417,438 426,881

2014 12 31 2013 12 31

1 1

1 1 1 1

(51) �C (51) (79) �C (79)

(35) �C (35) (23) �C (23)

(35) (2,733) (2,768) (9) (2,708) (2,717)

(38) (48) (86) (13) (30) (43)

(159) (2,781) (2,940) (124) (2,738) (2,862)

(3)

2014 2013

12 31 12 31

142 346

394 150

26 24

562 520

2014 217

2014 12 31

36

2011 9 5,000 10 5.7%

5 6

5 7.7%

2012 7 10,000 10 4.6%

5 6

5 6.6%

2014 11 4,000 10

5.6% 5

7.6%

2013 2014

12 31 12 31

15,000 4,000 �C 19,000

2012 2013

12 31 12 31

15,000 �C �C 15,000

2014 12 31 19,038

218 2014

2014 12 31

37

2014 2013

458 458

�C �C

(429) �C

29 458

4.29

2009 8 18 2010 3

2014 12 18

2014

2014 4.29

2014 219

2014 12 31

38

(1)

2014 2013

12 31 12 31

2,131 1,832

(2,112) (792)

36 1,040

(17) �C

2014 12 31 2013 12 31

�C (1) 13 52

(2) (7) 340 1,362

�C �C 142 568

38 153 261 1,043

�C �C 219 875

�C �C 65 258

�C �C �C 1

36 145 1,040 4,159

220 2014

2014 12 31

38

(1)

2014 12 31 2013 12 31

(18) (73) �C �C

(691) (2,766) �C �C

45 181 �C �C

309 1,237 �C �C

262 1,047 �C �C

76 304 �C �C

�C 1 �C �C

(17) (69) �C �C

2014 221

2014 12 31

38

(2)

2014 12 31 2013 12 31

�C �C 30 120

�C �C 800 3,201

134 536 457 1,827

347 1,390 261 1,043

262 1,047 219 875

76 304 65 258

33 130 �C �C

1,279 5,116 �C �C

�C 1 �C 1

2,131 8,524 1,832 7,325

1 1 1,997 7,988 1,375 5,498

1 134 536 457 1,827

2,131 8,524 1,832 7,325

222 2014

2014 12 31

38

(3)

2014 12 31 2013 12 31

(51) (204) �C �C

(1,972) (7,889) �C �C

�C �C (17) (68)

�C �C (460) (1,839)

(89) (355) (315) (1,259)

(2,112) (8,448) (792) (3,166)

1 1 (2,023) (8,093) (477) (1,907)

1 (89) (355) (315) (1,259)

(2,112) (8,448) (792) (3,166)

2014 223

2014 12 31

38

(4)

2014 2013

12 31 12 31

305 139

475 475

780 614

2014 12 31

2014 2013

2014 �C 5

2015 4 6

2016 13 15

2017 54 54

2018 58 59

2019 176 �C

475 475

780 614

39

2014 2013

12 31 12 31

310 284

236 41

13 3

559 328

224 2014

2014 12 31

40

2013 2014

12 31 12 31

985 �C �C (985) (985) �C

�C �C �C �C �C �C

�C �C �C �C �C �C

�C �C �C �C �C �C

985 �C �C (985) (985) �C

1,101 �C �C 985 985 2,086

1,034 �C �C �C �C 1,034

2,135 �C �C 985 985 3,120

3,120 �C �C �C �C 3,120

2012 2013

12 31 12 31

985 �C �C �C �C 985

�C �C �C �C �C �C

�C �C �C �C �C �C

�C �C �C �C �C �C

985 �C �C �C �C 985

1,101 �C �C �C �C 1,101

1,034 �C �C �C �C 1,034

2,135 �C �C �C �C 2,135

3,120 �C �C �C �C 3,120

2014 225

2014 12 31

40

1

A A 36

A

2014 12 31

41

2013 2014

12 31 12 31

23,962 2 �C 23,964

42

2014 2013

13,672 (3,418) 10,254 (1,249) 313 (936)

(2,582) 646 (1,936) (1,592) 398 (1,194)

(6,955) 1,739 (5,216) 1,537 (386) 1,151

5 �C 5 �C �C �C

�C �C �C (1) �C (1)

4,140 (1,033) 3,107 (1,305) 325 (980)

226 2014

2014 12 31

42

2013 2014

12 31 12 31

(2,401) 11,090 (2,772) 5,917

1,379 (6,955) 1,739 (3,837)

�C 5 �C 5

(1) �C �C (1)

48 �C �C 48

(975) 4,140 (1,033) 2,132

2012 2013

12 31 12 31

(271) (2,841) 711 (2,401)

228 1,537 (386) 1,379

�C (1) �C (1)

48 �C �C 48

5 (1,305) 325 (975)

2014 227

2014 12 31

43

2013 2014

12 31 12 31

1,458 644 �C 2,102

1,458 644 �C 2,102

2,916 1,288 �C 4,204

2012 2013

12 31 12 31

1,000 458 �C 1,458

1,000 458 �C 1,458

2,000 916 �C 2,916

10%

50%

2014 10% 644 2013 10% 458

2007 3 20 2014 10%

2013 10%

228 2014

2014 12 31

44

2013 1 1 6,783

4,422

43 (458) 10%

43 (458) 10%

2013 12 31 10,289

2014 1 1 10,289

6,406

43 (644) 10%

43 (644) 10%

44(1) (468)

2014 12 31 14,939

(1) 2014 5 20 0.15 2013 468

(2) 2014 12 31 33 2013 12 31

22 2014 11 2013

6

45

2014 2013

12 31 12 31

4 5

1 1

5 6

2014 229

2014 12 31

46

2014 2013

96,809 94,069

11,864 8,331

1,195 1,240

109,868 103,640

47

2014 2013

304 198

88 86

12 9

404 293

48

2014 2013

193 165

230 2014

2014 12 31

49

2014 2013

11,557 7,673

8,858 8,943

8,387 8,323

2,400 700

718 364

539 364

526 (304)

37 20

�C 4

33,022 26,087

27,402 21,943

(1) 2014 2013

(2) 2014 5% 2013

50

2014 2013

156 (113)

168 81

324 (32)

�C 1

�C 1

324 (31)

2014 231

2014 12 31

51

2014 2013

199 433

106 70

235 152

540 655

52

2014 2013

48,734 28,437

292 358

49,026 28,795

53

(1)

2014 2013

17,121 9,255

(2)

2014 2013

1,204 1,205

7,913 3,337

5,702 2,797

2,302 1,916

17,121 9,255

232 2014

2014 12 31

54

(1)

2014 2013

42 68

42,721 62,044

3,392 3,801

46,155 65,913

(2)

2014 2013

(9) (3)

49 68

2 3

42 68

55

2014 2013

(12) (1)

(51) 127

(43) (18)

(106) 108

56

2014 2013

201 97

12 5

11 2

11 9

235 113

2014 233

2014 12 31

57

2014 2013

7,457 6,344

740 695

644 582

522 481

401 351

302 317

212 227

185 188

136 128

116 115

94 60

76 74

47 70

16 16

503 449

11,451 10,097

58

2014 2013

1,400 1,225

1,144 869

771 745

54 41

28 227

175 81

3,572 3,188

234 2014

2014 12 31

59

2014 2013

1,023 1,318

15(13) �C (9)

1 1

1,024 1,310

60

2014 2013

429 �C

20 1

1 �C

19 5

469 6

2014 2013

61

2014 2013

6 5

72 112

78 117

2014 2013

2014 235

2014 12 31

62

2014 2013

1,387 387

(12) 148

1,375 535

2014 2013

7,782 4,959

25% 1,946 1,240

(933) (814)

322 89

44 20

(2) �C

(2) �C

1,375 535

236 2014

2014 12 31

63

(1)

2014 2013

6,406 4,422

3,120 3,120

2.05 1.42

2.05 1.42

�C �C

(2)

2014 2013

64

(1)

2000 6 30

2014 237

2014 12 31

64

(1)

(a)

(b)

(c)

(d)

(2)

5 (2)

238 2014

2014 12 31

64

(3)

2014 2013

12 31 12 31

19 45

208 63

�C 55

208 8

�C 114

29 15

(1) �C

255 237

2014 2013

12 31 12 31

248 232

(4)

2014 2013

12 31 12 31

29 33

8.6621 7.1512

(5)

0.1%

16

0.2%

1.5%

2014 239

2014 12 31

65

(1)

2014 2013

(1) 118

(20) 3

443 254

422 375

(2)

2014 2013

644 582

740 695

522 481

302 317

212 227

185 206

136 128

116 115

76 74

94 60

2,081 855

5,108 3,740

240 2014

2014 12 31

66

(1)

2014 2013

6,407 4,424

1,024 1,310

275 255

84 42

96 95

5 9

193 165

46,155 65,913

(106) 108

(324) 31

(33,022) (26,087)

(30) 299

2,171 1,970

(12) 148

(1,005) 155

3,141 7,368

25,052 56,205

2014 241

2014 12 31

66

(2)

2014 2013

3 2,094 230

16,476 24,836

18,570 25,066

3 1,812 2,094

12,691 16,476

14,503 18,570

(4,067) (6,496)

(3)

2014 2013

12 31 12 31

12,793 17,277

1,710 1,293

14,503 18,570

67

2014 2013

345 6.1190 2,112 37 6.0969 227

287 0.7889 226 424 0.7862 333

�C 6.1190 3 �C 6.0969 2

�C 0.7889 �C 41 0.7862 32

242 2014

2014 12 31

68

(1)

(a)

(b)

(c)

(2)

(3)

(4)

(5)

2014 243

2014 12 31

68

2014

141,142 1,831 614 (400) 143,187

107,989 1,282 �C �C 109,271

108,409 1,459 �C �C 109,868

(274) (130) �C �C (404)

(146) (47) �C �C (193)

32,434 503 80 5 33,022

(5) �C �C 5 �C

319 4 1 �C 324

28 2 �C �C 30

372 40 533 (405) 540

7 1 397 (405) �C

(133,359) (2,239) (604) 406 (135,796)

(49,000) (26) �C �C (49,026)

(16,298) (823) �C �C (17,121)

75 104 �C �C 179

(46,012) (143) �C �C (46,155)

94 12 �C �C 106

(155) (54) (26) �C (235)

(7,369) (244) �C �C (7,613)

(10,459) (928) (470) 406 (11,451)

(366) (32) (8) 406 �C

110 6 �C �C 116

(3,332) (132) (108) �C (3,572)

(1,013) (11) �C �C (1,024)

7,783 (408) 10 6 7,391

�C �C 517 (48) 469

�C �C 48 (48) �C

�C �C (85) 7 (78)

�C �C (7) 7 �C

7,783 (408) 442 (35) 7,782

�C �C (1,375) �C (1,375)

7,783 (408) (933) (35) 6,407

622,607 6,634 14,582 (114) 643,709

568,095 6,300 21,064 (114) 595,345

�C �C 1,675 �C 1,675

(401) (36) (18) �C (455)

532 8 (1) �C 539

244 2014

2014 12 31

68

2013

127,664 1,753 423 (246) 129,594

101,926 1,256 �C �C 103,182

102,189 1,451 �C �C 103,640

(145) (148) �C �C (293)

(118) (47) �C �C (165)

25,458 504 125 �C 26,087

(27) (4) �C �C (31)

(275) (24) �C �C (299)

582 21 298 (246) 655

5 �C 241 (246) �C

(122,524) (1,914) (332) 246 (124,524)

(28,327) (468) �C �C (28,795)

(8,366) (889) �C �C (9,255)

254 76 �C �C 330

(66,593) 680 �C �C (65,913)

(109) 1 �C �C (108)

(45) (52) (16) �C (113)

(5,950) (246) �C 1 (6,195)

(1) �C �C 1 �C

(9,163) (891) (288) 245 (10,097)

(219) (21) (5) 245 �C

103 17 �C �C 120

(3,030) (130) (28) �C (3,188)

(1,298) (12) �C �C (1,310)

5,140 (161) 91 �C 5,070

�C �C 6 �C 6

�C �C (117) �C (117)

5,140 (161) (20) �C 4,959

�C �C (535) �C (535)

5,140 (161) (555) �C 4,424

544,376 6,434 15,060 (21) 565,849

502,451 6,047 18,054 (21) 526,531

�C �C 1,951 �C 1,951

(311) (30) (10) �C (351)

284 6 74 �C 364

2014 245

2014 12 31

69

(1)

2014 12 31 2013 12 31

8,341 1.0000 8,341 13,669 1.0000 13,669

341 6.1190 2,088 36 6.0969 222

232 0.7889 183 376 0.7862 295

10,612 14,186

1,701 1.0000 1,701 1,293 1.0000 1,293

1,701 1,293

10,042 1.0000 10,042 14,962 1.0000 14,962

341 6.1190 2,088 36 6.0969 222

232 0.7889 183 376 0.7862 295

12,313 15,479

246 2014

2014 12 31

69

(2)

2014 12 31 2013 12 31

15(9) 2,240 �C 2,240 1,495 �C 1,495

15 (4) 1,101 (931) 170 1,101 (931) 170

70(5) 662 �C 662 554 �C 554

15(10) 14 �C 14 509 �C 509

55 �C 55 51 �C 51

59 �C 59 41 �C 41

15(12) 37 (37) �C 37 (37) �C

44 �C 44 23 �C 23

15(13) 17 (17) �C 17 (17) �C

15(14) 16 (16) �C 16 (16) �C

15(15) 12 (12) �C 12 (12) �C

15(11) 4 �C 4 3 �C 3

315 (9) 306 180 (9) 171

4,576 (1,022) 3,554 4,039 (1,022) 3,017

2014 247

2014 12 31

69

(3)

2014 2013

12 31 12 31

69(3)(a) 23,045 21,335

69(3)(b) 10,150 9,404

33,195 30,739

(a)

2013 2014

12 31 12 31

95 98 465 �C 563 99.4% 99.4% �C �C �C

5 5 �C �C 5 100% 100% �C �C �C

1 632 �C �C 632 100% 100% �C �C �C

15 15 547 �C 562 100% 100% �C �C �C

15 15 �C �C 15 100% 100% �C �C �C

10 10 �C �C 10 95% 95% �C �C �C

5 5 �C (5) �C �C �C �C �C �C

500 500 �C �C 500 100% 100% �C �C �C

20 20 �C �C 20 100% 100% �C �C �C

20 20 �C �C 20 100% 100% �C �C �C

100 �C 100 �C 100 100% 100% �C �C �C

8 �C 8 �C 8 100% 100% �C �C �C

15 15 �C �C 15 40% 99.64% 40% �C �C �C

59.64%

535 �C 535 �C 535 100% 100% �C �C �C

50 �C 50 �C 50 100% 100% �C �C �C

10 �C 10 �C 10 100% 100% �C �C �C

10,000 10,000 �C �C 10,000 100% 100% �C �C 683

10,000 10,000 �C �C 10,000 100% 100% �C �C 696

21,404 21,335 1,715 (5) 23,045 �C �C 1,379

248 2014

2014 12 31

69

(3)

(a)

2012 2013

12 31 12 31

95 98 �C �C 98 97% 97% �C �C 145

5 5 �C �C 5 100% 100% �C �C �C

5 5 �C �C 5 100% 100% �C �C �C

1 632 �C �C 632 100% 100% �C �C �C

15 15 �C �C 15 100% 100% �C �C �C

15 15 �C �C 15 100% 100% �C �C �C

10 10 �C �C 10 95% 95% �C �C �C

500 500 �C �C 500 100% 100% �C �C �C

20 20 �C �C 20 100% 100% �C �C �C

20 20 �C �C 20 100% 100% �C �C �C

15 �C 15 �C 15 40% 98% 40% �C �C �C

58.2%

10,000 �C 10,000 �C 10,000 100% 100% �C �C 174

10,000 �C 10,000 �C 10,000 100% 100% �C �C �C

20,701 1,320 20,015 �C 21,335 �C �C 319

(b) 20

2014 249

2014 12 31

69

(4)

(5)

2014 2013

11,517 7,641

8,827 8,926

8,387 8,323

1,026 191

718 364

539 364

519 (305)

36 19

1,374 509

(5) 145

32,938 26,177

25,973 21,394

(a) 2014 2013

(b) 2014 5% 2013

250 2014

2014 12 31

69

(6)

2014 2013

6,444 4,578

1,024 1,310

250 240

81 41

88 91

(36) 5

193 165

46,155 65,913

(106) 108

(323) 31

(32,938) (26,177)

(30) 299

2,171 1,970

10 149

(1,448) 270

3,668 7,505

25,203 56,498

2014 251

2014 12 31

69

(6)

2014 2013

3 1,883 �C

15,524 24,262

17,407 24,262

3 1,553 1,883

12,332 15,524

13,885 17,407

(3,522) (6,855)

2014 2013

12 31 12 31

12,175 16,114

1,710 1,293

13,885 17,407

252 2014

2014 12 31

70

(1)

2014 12 31 12

(a)

(b)

(c)

(d)

(2)

7

(3)

20

(4)

5% 5% 71093296-1

5% 5% 13220082-1

2014 253

2014 12 31

70

(5)

(a)

2014 2013

70(5)(a)(i) 12 12

70(5)(a)(ii) 49 101

7(1) 465 �C

70(5)(a)(iii) 349 240

70(5)(a)(iii) 41 �C

70(5)(a)(iv) �C 141

70(5)(a)(v) 5 5

70(5)(a)(v) 2 �C

70(5)(a)(vi) �C 1

70(5)(a)(vii) 7 �C

7(1) 547 �C

70(5)(a)(viii) 8 �C

(i)

2009 2014 12 31

31.34%

2010 300 2014 12 31

300 2013 12 31 300 2014

12 2013 12

254 2014

2014 12 31

70

(5)

(a)

(ii)

2014 6 2013 12 31 1,797

2014 49 2013 101

(iii)

2014 1

2014 1

(iv)

2013 9 27 1.4497

141 2014 12 31

2014

2014 255

2014 12 31

70

(5)

(a)

(v)

12

5

A 5

2

(vi)

2014

1% 2013 1%

(vii)

2014 8 25 7

(viii)

2014

2014 8

256 2014

2014 12 31

70

(5)

(b)

2014 2013

12 31 12 31

4 4

�C 8

�C 330

�C 160

2012

2014 12 31 2013 12 31

2014 257

2014 12 31

70

(5)

(b)

2014 2013

12 31 12 31

167 �C

51 16

22 22

21 20

17 14

�C 9

7 5

3 3

�C 465

374 �C

�C 141

94 21

20 �C

�C 2

2014 12 31 2013 12 31

258 2014

2014 12 31

70

(5)

(c)

2014 2013

65 63

71

2014 12 31

2014 259

2014 12 31

72

(1)

2014 2013

12 31 12 31

2,183 336

96 �C

2,279 336

(2)

2014 2013

12 31 12 31

1 1 396 322

1 2 2 252 204

2 3 3 131 107

3 322 55

1,101 688

(3)

2014 2013

12 31 12 31

�C 390

716 530

716 920

(4)

2013 12 31

260 2014

2014 12 31

73

(1)

2014 5 20 2013 2014

5 50

2015 2014

(2)

2015 1 21 100% 100%

7

(3)

2015 3 25 2014

655 0.21

74

(1)

(a)

2014 261

2014 12 31

74

(1)

(b)

2014 12 31 2013 12 31

i C 103,764 21.69% 99,620 23.42%

ii A 35,526 7.43% 45,242 10.64%

iii 26,854 5.61% 19,655 4.62%

iv 24,483 5.12% 22,036 5.18%

v 22,052 4.61% 13,352 3.14%

265,727 55.54% 225,489 53.00%

478,406 100.00% 425,394 100.00%

2014 2013

i C 12,145 11.34% 20,379 20.17%

ii A 457 0.43% 1,169 1.16%

iii 8,056 7.52% 7,938 7.86%

iv 4,673 4.36% 6,241 6.18%

v 19,641 18.33% 13,317 13.19%

62,156 58.02% 51,956 51.44%

107,128 100.00% 101,000 100.00%

262 2014

2014 12 31

74

(1)

(b)

2014 2013

i C 14,293 22.01% 6,882 18.68%

ii A 12,345 19.01% 7,601 20.63%

iii 1,756 2.70% 978 2.65%

iv 3,518 5.42% 798 2.17%

v 12,047 18.55% 7 0.02%

20,984 32.31% 20,579 55.85%

64,943 100.00% 36,845 100.00%

(i) C

C

=

=2

(ii) A

A

2014 263

2014 12 31

74

(1)

(b)

(iii)

80

1% 60

9%

60 80

9%

105%

18 60

(iv)

1%

25%

110%

220%

264 2014

2014 12 31

74

(1)

(b)

(v)

18

18 1.05

18

18

18 18

2 18

18 1.5

(c)

(i)

50 2014

9,194 10,030 2013 8,125 8,752

10% 2014

2,178 2,249 2013 1,803

1,947

10% 2014

2,463 2,662 2013 1,982 2,123

10% 2014

1,380 1,379 2013 1,104 1,167

2014 265

2014 12 31

74

(1)

(c)

(ii)

100 2014

19 2013 16

2010 2011 2012 2013 2014

766 919 1,122 1,276 1,272 5,355

1 781 933 1,128 1,265 �C 4,107

2 781 921 1,112 �C �C 2,814

3 781 921 �C �C �C 1,702

4 781 �C �C �C �C 781

781 921 1,112 1,265 1,272 5,351

(781) (921) (1,112) (1,227) (774) (4,815)

�C �C �C 38 498 536

�C �C �C 2 24 26

�C �C �C 40 522 562

266 2014

2014 12 31

74

(1)

(c)

(ii)

2010 2011 2012 2013 2014

711 861 1,058 1,186 1,166 4,982

1 721 885 1,067 1,157 �C 3,830

2 720 871 1,047 �C �C 2,638

3 720 871 �C �C �C 1,591

4 720 �C �C �C �C 720

720 871 1,047 1,157 1,166 4,961

(720) (871) (1,047) (1,120) (702) (4,460)

�C �C �C 37 464 501

�C �C �C 2 24 26

�C �C �C 39 488 527

(2)

2014 267

2014 12 31

74

(2)

(a)

(i)

2014 12 31 50

6 2013 12 31 11 6 2013 12 31

11

531 2013 12 31 565 552

2013 12 31 575

(ii)

2014 12 31

10%

80 2013 12 31 32

2,136 2013 12 31 1,199

268 2014

2014 12 31

74

(2)

(a)

(iii)

2014 12 31 2013 12 31

2014 12 31 2013 12 31

�C 128 128 �C 127 127

2,112 226 2,338 227 286 513

6,760 �C 6,760 8,737 180 8,917

59 �C 59 71 1 72

353 1,829 2,182 115 982 1,097

9,284 2,183 11,467 9,150 1,576 10,726

2014 12 31

10%

1,147 2013 12 31 1,073

2014 269

2014 12 31

74

(2)

(b)

2014 (1)

(2)

(3)

270 2014

2014 12 31

74

(2)

(b)

2014 12 31 100% AA/A-2 2013 12 31

100% 100% AA/A-2 2013 12 31 100% 100%

AA/A-2 2013

12 31 100% 91.48%

2013 12 31 92.87%

2014 12 31

2014 12 31

(c)

2014 271

2014 12 31

74

(2)

(c)

1 1-3 3-5

2014 12 31 1 3 5 5

346,115 �C 51,797 63,065 107,319 278,594 500,775

69,171 69,171 �C �C �C 69,171

169,109 �C 49,548 124,408 10,165 �C 184,121

716 �C 481 256 �C �C 737

12,691 �C 12,691 �C �C �C 12,691

1,584 �C 1,585 �C �C �C 1,585

14,903 �C 14,903 �C �C �C 14,903

80 �C 80 �C �C �C 80

2,940 �C 233 1,538 (147) 574 2,198

1,543 �C 1,543 �C �C �C 1,543

10,639 �C 10,271 368 �C �C 10,639

629,491 69,171 143,132 189,635 117,337 279,168 798,443

(19,000) �C (969) (16,653) (4,448) �C (22,070)

(27,965) �C (2,757) (5,816) (4,274) (41,091) (53,938)

(1,301) �C (1,301) �C �C �C (1,301)

(67) �C (67) �C �C �C (67)

(59,234) �C (59,718) �C �C �C (59,718)

(1,132) �C (606) �C �C �C (606)

(562) �C (562) �C �C �C (562)

(452,805) �C (25,373) (39,106) (61,969) (901,361) (1,027,809)

(25,601) �C 6,948 12,802 11,265 (110,711) (79,696)

(248) �C (27) (49) (45) (392) (513)

(587,915) �C (84,432) (48,822) (59,471) (1,053,555) (1,246,280)

272 2014

2014 12 31

74

(2)

(c)

1 1-3 3-5

2013 12 31 1 3 5 5

305,658 �C 22,678 39,074 66,127 286,874 414,753

40,708 40,708 �C �C �C �C 40,708

165,231 �C 13,445 123,206 50,189 �C 186,840

716 �C 482 266 �C �C 748

16,476 �C 16,476 �C �C �C 16,476

1,336 �C 1,337 �C �C �C 1,337

8,841 �C 8,841 �C �C �C 8,841

92 �C 92 �C �C �C 92

2,862 �C 240 1,503 109 306 2,158

1,581 �C 1,581 �C �C �C 1,581

9,849 �C 9,606 125 118 �C 9,849

553,350 40,708 74,778 164,174 116,543 287,180 683,383

(15,000) �C (745) (6,490) (10,460) �C (17,695)

(25,701) �C (1,109) (6,144) (5,003) (40,927) (53,183)

(959) �C (959) �C �C �C (959)

(54) �C (54) �C �C �C (54)

(52,211) �C (52,275) �C �C �C (52,275)

(967) �C (481) �C �C �C (481)

(520) �C (520) �C �C �C (520)

(403,348) �C 16,822 (27,347) (57,135) (889,039) (956,699)

(22,046) �C 4,878 8,688 7,400 (82,243) (61,277)

(232) �C (25) (46) (42) (371) (484)

(521,038) �C (34,468) (31,339) (65,240) (1,012,580) (1,143,627)

2014 273

2014 12 31

74

(2)

(c)

2014 12 31

28,099 2013 12 31 25,825

(d)

274 2014

2014 12 31

74

(2)

(d)

59,505 3,393

24,823 1,009

8,768 507

20,000 1,373

(e)

2014 275

2014 12 31

74

(2)

(f)

2014 2013

12 31 12 31

51,541 34,782

22,753 20,502

226.53% 169.66%

100%

100% 150%

100%

276 2014

2014 12 31

75

(1)

2014

52,604 4,868 174 57,646

1,709 55,077 60,704 117,490

2,244 19 �C 2,263

140 3,558 �C 3,698

�C 128 �C 128

�C �C 2,588 2,588

56,697 63,650 63,466 183,813

�C 248 �C 248

�C 248 �C 248

2014 277

2014 12 31

75

(1)

2013

29,183 2,263 �C 31,446

3,574 57,135 35,740 96,449

605 7 �C 612

946 754 �C 1,700

�C 127 �C 127

34,308 60,286 35,740 130,334

�C 232 �C 232

�C 232 �C 232

278 2014

2014 12 31

75

(1)

(a) 2014 12 31

2014

26 539

(539) (26)

924 2,466

(2,466) (924)

�C 19

(19) �C

2013

64 77

(77) (64)

1,853 465

(465) (1,853)

�C 6

(6) �C

2013 2014

2014 279

2014 12 31

75

(1)

(b)

2014 1 1 �C 35,740 35,740 �C

174 49,315 49,489 2,588

�C (24,351) (24,351) �C

2014 12 31 174 60,704 60,878 2,588

2013 1 1 583

66,184

(31,027)

2013 12 31 35,740

280 2014

2014 12 31

75

(1)

(b)

2014

59,505 5.72%~10.50%

(2)

2014 12 31

7,502 170,314 �C 177,816

�C 12 45,733 45,745

�C �C 2,843 2,843

7,502 170,326 48,576 226,404

�C (19,038) �C (19,038)

�C (19,038) �C (19,038)

2014 281

2014 12 31

75

(2)

2013 12 31

15,119 151,610 �C 166,729

�C 11 24,390 24,401

�C �C 2,599 2,599

15,119 151,621 26,989 193,729

�C (14,386) �C (14,386)

�C (14,386) �C (14,386)

76

2015 3 25

282 2014

2014 12 31

1

1

[2008]43

2014 2013

(5) (9)

�C �C

�C 9

396 (102)

391 (102)

5 24

�C �C

396 (78)

2

9 2010

2014 2013 2014 2013 2014 2013

14.63% 11.76% 2.05 1.42 2.05 1.42

13.72% 11.97% 1.93 1.44 1.93 1.44

2014 283

2014 12 31

3

2014

2014 12 31

4

(1)

2014 2013 2013

12 31 12 31 1 1

12,672 16,431 24,809

8,469 2,376 4,549

1,584 1,222 �C

10,639 9,849 10,762

1,543 1,581 1,556

80 92 364

51 79 27

35 23 22

2,768 2,717 2,844

86 43 25

14,903 8,841 3,866

3,618 2,517 2,369

169,109 165,231 172,083

175,502 127,895 84,335

175,997 183,008 176,817

45,745 24,401 308

10,150 9,404 708

716 716 717

1,665 1,594 1,635

4,204 3,842 3,789

1,713 629 337

1,559 1,512 102

36 1,040 863

610 569 543

255 237 263

643,709 565,849 493,693

284 2014

2014 12 31

4

(1)

2014 2013 2013

12 31 12 31 1 1

59,234 52,211 55,437

2,246 432 518

1,047 876 630

67 54 33

1,512 1,217 1,031

252 363 270

�C 4 �C

1,301 959 789

1,768 1,815 2,051

27,965 25,701 18,734

1,132 967 750

562 520 452

452,805 403,348 342,790

25,601 22,046 18,280

19,000 15,000 15,000

29 458 458

17 �C �C

559 328 338

248 232 254

595,345 526,531 457,815

3,120 3,120 3,120

23,964 23,962 23,962

2,132 (975) 5

2,102 1,458 1,000

2,102 1,458 1,000

14,939 10,289 6,783

48,359 39,312 35,870

5 6 8

48,364 39,318 35,878

643,709 565,849 493,693

2014 285

2014 12 31

4

(2)

2014 2013 2013

12 31 12 31 1 1

12,313 15,479 24,235

8,414 2,327 4,503

1,545 1,168 �C

10,290 9,509 10,758

1,543 1,581 1,556

80 92 364

51 79 27

35 23 22

2,768 2,717 2,844

86 43 25

14,903 8,841 3,866

3,554 3,017 2,426

168,350 164,820 171,652

174,979 127,876 84,335

175,997 183,008 176,817

25,733 4,390 297

33,195 30,739 2,028

715 715 715

1,665 1,594 1,635

3,656 3,601 3,584

1,134 441 163

1,513 1,497 93

�C 1,024 846

835 969 510

255 237 263

643,609 565,787 493,564

286 2014

2014 12 31

4

(2)

2014 2013 2013

12 31 12 31 1 1

59,234 52,211 55,437

2,246 432 518

1,047 876 630

67 54 33

1,302 1,128 965

194 335 252

�C �C �C

1,301 959 789

1,822 1,780 2,070

27,965 25,701 18,734

1,132 967 750

562 520 452

452,805 403,348 342,790

25,601 22,046 18,280

19,000 15,000 15,000

29 458 458

17 �C �C

546 327 338

248 232 254

595,118 526,374 457,750

3,120 3,120 3,120

23,962 23,962 23,962

2,128 (974) 5

2,102 1,458 1,000

2,102 1,458 1,000

15,077 10,389 6,727

48,491 39,413 35,814

�C �C �C

48,491 39,413 35,814

643,609 565,787 493,564

2014 287

���A�ˉ۱��U�ɷ����޹�˾

�����г�ꖅ^ �Ԓ : +86 10 85210000

�����T���ּ�12 ̖ ���� : +86 10 85210101

���A���U��B www.newchinalife.com

�鿴����ԭ��